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Bank Statement Loans

  Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service. Recap […]

Valor Investment Property | Non owner occupied

Valor Investment Property | Non owner occupied  Property being used as the borrowers investment property Terms 1 to 2 year Max LTV of 80% | note: Are you buying below market value? We can use the higher “as is” value with as little as 10% down! No Prepayment Penalty Interest Only starting in the 7s […]

Bank Statement Loans | 10% Down | Owner Occupied

  Bank Statement Loan Program Now only 680 Credit Score Required   90% LTVs/CLTVs up to $1.5M (10% down)       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of […]

Buying Property in Southern California?

  With all cash buyers and high cost of housing, conventional financing through Fannie Mae and Freddie Mac may not always be an option. Other reasons some borrowers might not qualify could be due to bruised credit, the DTI is to high, or the loan amount is to large. Valor lending now offers financing for […]

True Stated Income / Great for Business Owners / Self Employed Clients

“True” Stated Income loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *4.75% for a 30-year loan fixed for 7 years. Must be a self-employed business owner in the same location for over 2 years with a minimum FICO score of 720 for purchase […]

Check It Out | New Stated Income Program

Valor Lending Group has opened up another Stated Income program We strive to seek out any program that fills a gap in financing for self employed borrowers. Check this out and lets get you financed for the home you really deserve!   Recap of our Loan Products: 1). Stated Income Loans (Great for business owners […]

HARD MONEY made EASY! Up to $10MM!

Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days often times without an appraisal. Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for any scenarios. I look forward to an […]

Bank Statement Loan 90% to $1.5mm 680 Credit Score

  Now only 680 Credit Score Required  Bank Statement Loan   90% to $1.5mm     We have an incredible array of lenders, pools of private money investors and thrifts that  can fund your deal! Whether you are seeking a purchase, cash out refinance or ground up construction loan, we’ve got you covered! We are your […]

No Doc* Loans

  No Doc* Low Doc Stated Income   No Tax returns* No W-2’s* No pay stubs* No 4506* Call Janice   858-442-1854 JLiles@ValorLending.com

Investors – Up to $2.5mm Property Cash Flow Qualifies You!

MLS 183

INVESTOR MORTGAGE PROGRAM You buy right! The funds flow in!   Fund in as little as 21 days! No Tax Returns required! No Income required! No Debt to Income Ratio’s Calculated! The cash flow from the subject property qualifies you for the mortgage 1% DCR! 5 & 7 year ARM’s Minimum 20% down Minimum 600 Credit […]