Bank Statement Home Loan

The bank statement home loan is back in action with a few updates due to market conditions. The bank statement home loans are once again very comparable to a conforming, high balance and jumbo loan.  That said, they are Better than before with changes to the loan to value (LTV) allowance, Credit score requirement and
Read more
No Comments

California True Stated Income Financing

California True Stated Income Financing Valor Lending Group has your California True Stated Income Financing. Valor Lending Group understands that your 2 previous year tax returns or 2 year s of bank statements don’t always show your real financial picture.  That is why we are devoted to assisting you with true stated income financing options
Read more
No Comments

Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify!

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?   Real Estate Investor Program: Don’t let rising
Read more
No Comments

“True Stated” Income Loans | Self Employed

“True” Stated Income loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *5% for a 30 year loan fixed for 7 years. Must be self employed business owner in the same location for over 2 years with a minimum FICO score of 720 for
Read more
No Comments

“True Stated” Income Loans

“True” Stated Income loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *4.75% for a 30 year loan fixed for 7 years. Must be self employed business owner in the same location for over 2 years with a minimum FICO score of 720 for
Read more
No Comments

Great for Business Owners / Self Employed Clients / True Stated Income!

“True” Stated Income loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *4.75% for a 30 year loan fixed for 7 years. Must be self employed business owner in the same location for over 2 years with a minimum FICO score of 720 for
Read more
No Comments