New California First-Time Homebuyer (FTHB) Loans | Valor Lending Group
New California First-Time Homebuyer (FTHB) Loans | Valor Lending Group Buying your first home is one of life’s biggest milestones, but it can also feel overwhelming. Between saving for a down payment, understanding loan options, and navigating today’s competitive California housing market, many first-time buyers wonder where to begin. The good news is that there […]
4 mistakes that increase a Borrowers Mortgage Closing Costs
1). Don’t Overpay On Discount Points Discount points are a one-time, upfront fee paid at closing which gets a homeowner access to lower mortgage rates than “the market”. They’re paid as a percentage of your loan size such that 1 discount point carries a cost equal to 1% of your loan size. 2). Opt For […]
