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Valor Lending Group would like to thank you for your business in 2017!

Don’t forget, WE SAVE DEALS! Closing our fast money no doc bridge loans in as little as 5 days often without an appraisal.

We also offer 100% financing on acquisitions (we can cross collateralize one of your other properties and fund 100% of your purchase including closing costs)

Stated income loans (no tax returns), 5% down jumbo loans up to $1.5mm, 2nd position loans up to $5mm, Flippers and rehab loans.

I look forward to any opportunity to serve you and your clients.

 

Recap of our Loan Products: 

  1. Hard Money Loans (30-50% down / minimal documentation) Typically Fund in 7-10 days.
  2. Stated Income Loans (Great for business owners and self employed ) No tax returns
  3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
  4. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
  5. Flipper Loans (Flip a property with one of our many options)
  6. 2nd Position Loans up to $5mm
  7. Raw Land & Lot Loans
  8. Ground up Construction for spec homes, custom homes and commercial ground up.
  9. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  10. 1% down Jumbo’s with NO MI up to $2.5mm
  11. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
  12. Acreage Properties
  13. Commercial Loans up to $100mm
  14. 3% & 5% down Conventional – LPMI (Lender paid mortgage insurance)
  15. Foreign Nationals Loans (no social security or residency required)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
  2. High Balance Conforming aka Super Conforming (from $417k-$625k)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $10 Million Value
  7. Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way!

Darren Carlin

(925) 872-0695