At Valor Lending Group we are ready to serve you. We boast the best rates and performance in the industry. Better yet, we answer the phone!!!
We save deals. It’s what we do.
•Fast hard money loans in as little as 5-10 days up to $50,000,000 nationwide.
•California Stated Income loans up to $3,000,000
•California 10% Down Jumbo Loans with NO MI up to $2,500,000
•California Jumbo Loans up to $10,000,000
We have over 1,000+ Loan Programs. Commercial Loans up to $100,000,000 nationwide. Residential Loans up to $10,000,000 in California.
Call or email me today for immediate attention to your loan scenario and allow us to demonstrate our prompt and professional service.
Christopher Lapping – CLapping@Valorlending.com – (808)494-6502
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self-employed) 20% down / 620+ credit score / 2 years business license / 12-24 months bank statements
2). Foreign Nationals Loans (no social security or residency required) 35% down / Foreign passport / Document income outside US
3). Hard Money Loans (28-35% down / minimal documentation) Fund in 7-10 days. 480+ credit score
4). Raw Land and Construction (Bridge Loans) including Spec Home! 75% loan to cost (cost of land and construction budget)
5). 3% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans 20-35% down depending on property, credit etc.
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
8). Flipper Loans (Flip a property with one of our many options) 30% down we finance acquisition and rehab funds / 1-2 year terms
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score) must be tied to real property/Must be at least double wide/Must be built after June 15th 1996 /
11). Acreage Properties
12). Commercial Loans up to $100mm / Purchase and Refinance Loans 25-35% down depending on property, credit etc.
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $424k) 30 year fixed
2). High Balance Conforming aka Super Conforming (from $424k-$636k) 30 year fixed
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me on each and every scenario and we will ID best programs.
Christopher Lapping /Valor Lending Group / 808-494-6502 / CLapping@ValorLending.com
