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According to AI (The Urban Institute) the total value of the housing market is $30.9 Trillion!

Valor Lending Group features every mortgage loan in the book. We are here to help Americans tap into their wealth with low rate mortgage loans up to $7 Million. Our country is so blessed to have a total value of the housing market at $30.9 Trillion.

Recap of our Loan Products:

  1. California Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5mm

  2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)

  3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.

  4. Flipper Loans (Flip a property with one of our many options)

  5. Line of Credit

  6. 100% Financing (cross collateralize)

  7. Foreign Nationals Loans (no social security or residency required)

  8. Raw Land & Lot Loans

  9. Ground up Construction for spec homes, custom homes and commercial ground up to $500mm.

  10. 2nd Position Loans up to $5mm

  11. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow

  12. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)

  13. 10% down Jumbo’s with NO MI up to $2.5mm

  14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)C

  15. Acreage Properties

  16. Commercial Loans up to $500mm

  17. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)

  2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)

  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm

  4. FHA, VA, USDA

  5. ARM’s

  6. Reverse mortgages up to $10 Million Value

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Call or email me today to receive immediate attention to your loan scenario

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