
According to AI (The Urban Institute) the total value of the housing market is $30.9 Trillion!
- The total real estate equity is $19.7 trillion
- The total mortgage debt outstanding is $11.2 trillion
- This is 20.7 percent higher than the pre-crisis peak in 2006!
Valor Lending Group features every mortgage loan in the book. We are here to help Americans tap into their wealth with low rate mortgage loans up to $7 Million. Our country is so blessed to have a total value of the housing market at $30.9 Trillion.
Recap of our Loan Products:
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California Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5mm
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Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
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Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
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Flipper Loans (Flip a property with one of our many options)
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Line of Credit
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100% Financing (cross collateralize)
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Foreign Nationals Loans (no social security or residency required)
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Raw Land & Lot Loans
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Ground up Construction for spec homes, custom homes and commercial ground up to $500mm.
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2nd Position Loans up to $5mm
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Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
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Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
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10% down Jumbo’s with NO MI up to $2.5mm
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Manufactured Housing / Mobile Homes (20% down / 620+ credit score)C
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Acreage Properties
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Commercial Loans up to $500mm
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5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
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10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
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High Balance Conforming aka Super Conforming (from $484,350-$726,525)
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Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
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FHA, VA, USDA
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ARM’s
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Reverse mortgages up to $10 Million Value
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Call or email me today to receive immediate attention to your loan scenario