Top Hard Money Loan Strategies | Valor Lending Group | Typically without an appraisal**
Are you buying a new investment property?
Are you buying a new investment property and need to pull cash out of other real estate owned for the down payment? Let us show you the Top Hard Money Loan Strategies
Do you need cash out from a current property owned to pay off a business purpose?
Do you need cash out from a current investment property to improve that investment property?
*Valor Bridge Owner Occupied:
Do you need to pull cash out of your primary residence for a business purpose?
- Property being used as the borrower primary residence
- terms of up to 11 months
- Max LTV of 72% on 1st TD | Max CLTV 65% on 2nd TD
- No Prepayment Penalty
- Interest Only starting in the 9s
*Owner occupied for California Properties ONLY
Valor Investment Property | Non owner occupied:
Property being used as the borrowers investment property
- Terms 1 to 2 year
- Max LTV of 80% | note: Are you buying below market value? We can use the higher “as is” value with as little as 10% down!
- No Prepayment Penalty
- Interest Only starting in the 7s
Valor Cross- Collateral Loan:
Do you have a portfolio with properties that have available equity?
- Cross for 100% financing when crossing other real estate owned at 65% CLT for 100% Financing
- Terms of 1-2 years (sometimes longer in select scenarios)
- Max CLTV of 65%
- No Prepayment Penalty
- Interest Only starting in the 9s
**no Appraisal Subject to lender discretion on a case by case basis
Needs for Quote (email Adam the following):
- Property Address:
- Purchase Price (for Purchase):
- “As is” Value:
- Current Balance (for Refinance):
- Monthly Rents (confirm if long term or short term Airbnb leases):
- Monthly Taxes and Insurance:
- Approx Credit Score:
- Vesting in and Entity or Individual name:
Other Programs Available:
- Hard Money Loans
- Fix and Flip Loans
- Save your Deal | We Save Deals
Please give me a call if you have any question and we look forward to the opportunity to serve you!
