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“True” Stated Income loan:

No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *4.75% for a 30 year loan fixed for 7 years.

Must be self employed business owner in the same location for over 2 years with a minimum FICO score of 720 for purchase (740 for cash out refi). Easier qualifying if you have a website or if your company appears on an online directory. Requires a letter from your tax preparer.

Major credit event seasoning: Loan Modification 2 years/Short Sale 2 years/Bankruptcy 3 years/Foreclosure 5 years

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Janice Liles
Broker Associate

Cell: (858) 442-1854

NMLS # 1638964

CA BRE # 01022277

Valor Lending Group

‘Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave / 10th Floor
San Diego, CA 92101

Office: (619) 344-2640

Fax: (619) 872-2400

email: jliles@valorlending.com

web:  www.valorlending.com