5-7 Year ARM’s
20% Down up to $1MM
600+ Credit Score
No Tax Returns
No DTI Calculation
Only 1% DCR!!!!!
Fund in as little as 21 days!
Attention Investors! Stop Using Hard Money for Investment Properties
**Use the cash flow from the subject property to buy an investment property**
**No ownership seasoning required for cash out refinance**
**Investors may own an unlimited number of financed properties**
We are your one stop mortgage solution company for any given loan scenario.
Call today to discuss your scenario!
At Valor Lending – We Fund Loans – That’s what we do!
Janice (858) 442-1854 / jliles@valorlending.com
Janice Liles
Broker Associate
Cell: (858) 442-1854
NMLS # 1638964
CA BRE # 01022277
Valor Lending Group
‘Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave / 10th Floor
San Diego, CA 92101
Office: (619) 344-2640
Fax: (619) 872-2400
email: jliles@valorlending.com
web: www.valorlending.com
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self-employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. Rate start at 7.75%
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down rates as low as 2.875%)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
We also offer:
1). 10, 15, 20, 25, 30 Year Fixed, and ARM Conventional Conforming Loans (under $417k)
2). High Balance Conforming – Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
