Our Goals: Excellence. Simplicity. Limitless.
We can provide excellent customer service. As a smaller brokerage customer satisfaction is our lifeline. We simply cannot afford to offer our services sub-par of excellent.
I understand that mortgages are not an exciting subject to everyone, although I love it! Things can get complicated and confusing but I promise to make the process as simple for my clients as possible. Leave the complications up to me to deal with.
With investing in real estate, the potential for profit is limitless! I can help plan out a bright future to the next million-dollar investor or to the average family that just wants to save a little extra money each month.
Valor Lending Group can offer you years of experience in the lending business. We can help find a creative solution to almost any funding problem. Don’t let a little bump in the conventional loan road stop you, think of all the other loan programs out there that can work for you!
We work with hundreds of lenders to offer your clients hundreds of different loan programs. We can find the right one for you today!
Check out our recently funded deals to see the vast options we can provide our clients.
Recent Funding’s:
- $2,375,000 custom home construction loan in Pleasanton, California. One time close fixed interest rate for 30 years at 3.875% interest!
- $1,415,000 construction completion loan, duplex San Francisco. This project was broken and we funded it to complete the construction and get it onto the market!
- $780,000 loan San Francisco California cash out refinance loan using our stated income program at 5.25% interest!
- $600,000 loan San Francisco cash out refinance loan using our stated income program at 5.625% interest!
- $439,000 fast money acquisition lot loan at 9.75% interest. We closed this loan in 10 days!
If you have any interest in a stated income loans or have any questions about our other loan products, feel free to reach out anytime!
Click here to submit your loan application to Valor: GET STARTED HERE – LOAN APPLICATION
We boast the best rates in the industry. Allow us to demonstrate our prompt and professional service. Call today for immediate attention to your loan scenario.
Recap of our Loan Products:
1). Stated Income Loans (Great for business owners and self-employed) 20% down / 620+ credit score / 2 years business license / 12-24 months bank statements
2). Foreign Nationals Loans (no social security or residency required) 35% down / Foreign passport / Document income outside US
3). Hard Money Loans (28-35% down / minimal documentation) Fund in 7-10 days. 480+ credit score
4). Raw Land and Construction (Bridge Loans) including Spec Home! 75% loan to cost (cost of land and construction budget)
5). 3% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans 20-35% down depending on property, credit etc.
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
8). Flipper Loans (Flip a property with one of our many options) 30% down we finance acquisition and rehab funds / 1-2 year terms
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score) must be tied to real property/Must be at least double wide/Must be built after June 15th 1996 /
11). Acreage Properties
12). Commercial Loans up to $100mm / Purchase and Refinance Loans 25-35% down depending on property, credit etc.
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $424k) 30 year fixed
2). High Balance Conforming aka Super Conforming (from $424k-$636k) 30 year fixed
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Camille Patterson
Loan Officer
CaBRE# 02035349
NMLS#1517035
Valor Lending Group
‘Pride in Lending’
Petco Park – Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (858) 732-2320
Office: (619) 344-2640
Fax: (619) 872-2400
web: www.valorlending.com
Email: cpatterson@valorlending.com
