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MORTGAGE NEWS
EVERY LOAN IN THE BOOK
HARD MONEY | BRIDGE LOANS
Hard Money Loans, three options often without an appraisal** Your Options for Hard Money Loans: Are you buying a new investment property?;or Are you buying a new investment property and need to pull cash out of other real estate owned for the down payment?;or Do you need cash out from a current property owned to pay off a business purpose?; or Do you need cash out from a current investment property to improve that investment property?
STATED INCOME LOANS
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VA | FHA HOME LOANS
FHA loans are government-backed through the Federal Housing Administration (FHA). They also allow for the smallest down payment of all loans, 3-3.5% or even no down payment when utilizing a down payment assistance program. While VA loans are government-backed loans through the US Department of Veteran’s Affairs (VA), and offer incredible rates and terms to veterans, active-duty military, reservists, and unmarried surviving spouses.
FLIPPER | REHAD
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RENTAL PROPERTY
Sometimes called “Investment property loans” or “rental loans,” no tax return investment property loans do not consider a borrower’s income in the traditional sense.
JUMBO
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CONVENTIONAL RESIDENTAL
If you’re looking to purchase a home using the best California home loans, you will probably need to finance that home. Or if you already own a home you may want to refinance your current home loan to get a better rate, or to pull equity (cash) out of your home to renovate your kitchen.
LAND, LOT & CONSTRUCTION
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COMMERCIAL
Finding the Best Commercial Mortgage Loan is in an entirely different category than residential lending. Commercial property loans are often vastly different than loans for residential properties. Although they both pertain to real property, and sometimes even income-producing property on the 1-4 unit residential side, commercial loans are simply more complicated than residential loans.
