Yes!
Self-employed
No verification of income is required!
No Tax Returns No 4506 No P & L
California Residential Loans from $151,000. to $2.5MM @ 5.0%*
Minimum credit score 721
CPA Letter verifying business ownership over 2 years & filing of 2 most recent year taxes
No P&L required
12 Months reserves required (No Gift funds allowed)
100% Business funds allowed for down payment
We are your one stop mortgage company! Every Loan in the Book!
I am able to take a Loan Application on a moment’s notice
& will be happy to provide Pre-approval letters.
Please do not hesitate to call on me if I may be of service in any way!
Janice Liles / Valor Lending Group / 858-442-1854
Loan Programs
We offer every loan in the book including:
- Stated Income Loans
- Hard Money Loans to $10mm
- Construction Loans up to $100mm
- Commercial Loans to $500mm
- 10% Down Jumbo’s to $2.5mm
- Second Position loans up to $5mm
- 10,15,20 & 30 year Fixed, Conventional Conforming Loans (under $417k)
- Super Conforming Loans (from$417k-$625)
- Jumbo’s to $10mm (Prime rates)
- FHA, VA, USDA
- Raw Land Loans to $10mm
- Interest only Loans and ARM’s
- Reverse Mortgages to $10mm
*5% Fixed for 7 years, amortized over 30 years APR 5.204% – 50% Down payment required
