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You only need to know 1 phone number for all of your mortgage lending needs. MINE

You will really appreciate my prompt, professional service and the fact that you can always reach me on my cell phone.

I am obsessed with my career and it shows in each and every one of my transactions

Click here for recent testimonials:

http://luxuryhomesinthebayarea.com/category/testimonials/

We offer literally every Residential & Commercial Loan imaginable throughout the entire State of California and every type of Commercial Loan throughout the entire United States

1). Stated Income Loans (Great for business owners and self employed )
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. Rate start at 7.75%
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards and Agricultural Properties (25-30% down rates as low as 2.875%)
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
12). Commercial Loans up to $100mm

We also offer:

1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.

Please do not hesitate to call on me if I may be of service in any way!

Darren Carlin

(925)872-0695