10% Down Jumbo Loans Are Back! No Mortgage Insurance!

10% Down Jumbo Loans Are Back with No Mortgage insurance! Valor Lending Group is now offering 10% down jumbo loans up to $1,500,000 on your primary residence in California! Most lenders will advise that this 10% down jumbo loan | no mortgage insurance is not available. We’ve got it and ready to fund for you.

AND No mortgage insurance.

This program consists of LPMI (lender paid mortgage insurance).

What is a jumbo loan? A jumbo loan is one that exceeds the subject properties county loan limits for conforming and high balance conforming loan amounts.

Valor features an incredible array of jumbo loan programs:

1). Low rate, 30 year fixed, for full doc stellar borrowers

2). Fast hard money jumbo loans (perfect for self employed and busienss owners).

3). Stated income jumbo loans

4). No tax return rental property jumbo loans

5). Fix-n-flip jumbo loans

What is mortgage insurance?

It is an insurance policy to protect the lender from default given that the borrower has less skin in the game than what is desired to avoid default. Mortgage insurance is most often paid for by the borrower to appease the lender for additional risk loans (less than 20% down or equity).

Valor Lending Group features every loan in the book!

Recap of our Loan Products:

1. Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5mm

2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)

3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.

4. Flipper Loans (Flip a property with one of our many options)

5. Line of Credit

6. 100% Financing (cross collateralize)

7. Foreign Nationals Loans (no social security or residency required)

8. Raw Land & Lot Loans

9. Ground up Construction for spec homes, custom homes and commercial ground up to $500mm.

10. 2nd Position Loans up to $5mm

11. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow

12. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)

13. 10% down Jumbo’s with NO MI up to $2.5mm

14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)

15. Acreage Properties

16. Commercial Loans up to $500mm

17. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)

2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)

3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm

4. FHA, VA, USDA

5. ARM’s

6. Reverse mortgages up to $10 Million Value

Check out our google reviews

If you are seeking a 10% down jumbo loan with no mortgage insurance, give us a call or email.

Darren Carlin

CEO
Valor Lending Group
CA BRE # 02026238
NMLS # 1600345
“Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave / 10th Floor
San Diego, CA 92101
Cell: (925) 872-0695
Office: (619) 344-2640
Fax: (619) 872-2400
email: dcarlin@valorlending.com
web: www.valorlending.com