Fix-n-Flip | Fix-n-Hold | Rehab Loans
Valor Lending has a loan program to take care of every investor’s needs.
Flip a property with one of our many programs! We specialize in funding fix and flip loans. With one of our many loan programs and only 10% down on the acquisition, we cover up to 90% of the rehab construction budget. *Experience required*
- Fix & Flip or Fix & Hold Properties
- Interest Only Payments, 6-24 Month Terms
- Loans from $100k to $10million
- Minimum of 10% down on the acquisition
- We finance 100% of the construction budget w/15% down on purchase
- Closing in as fast as 5 to 10 days
- Loans are available to borrowers with excellent to less than perfect credit
- Flexible draw schedules
- Fast prequalification!
We fund every loan in the book. No matter what type of loan you are looking for, call Greg today—we can get it done for you.
Recap of our Loan Products:
- Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
- High Balance Conforming aka Super Conforming (from $453,100-$649,750)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
Valor Lending Group
“Pride in Lending”
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (708) 203-0975
Fax: (619) 872-2400