Valor VA Loans

It’s STILL a GREAT Time to Refinance with a Valor VA Loan   Valor has government-guaranteed VA Loans available to Veterans, active duty military, reservists and surviving spouses.  VA Loans offer financing up to 100% of a property’s value, and feature both fixed and adjustable rate loans. And there is NO down payment up to
Read more
No Comments

What is PMI?

Ready For Outdoor Entertainment
What is PMI? PMI, also known as private mortgage insurance, is a type of mortgage insurance from private insurance companies.  Conventional loans have PMI. This insurance is used when there is less than 20% down payment and is provided on traditional and FHA financing. There are two differences between Conventional PMI and FHA PMI. That
Read more
No Comments

STILL FUNDING Bank Statement Loans

Valor is STILL FUNDING Bank Statement Loans for California residential properties. Most lenders have suspended their Non QM Loan Programs. Because of this Valor is slammed. We are Non QM Specialists! No tax returns! With our bank statement loans, we use 12-24 months bank statement cash flow for self employed borrowers and business owners. 80%
Read more
No Comments

Why Use a Mortgage Broker?

 Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise: Firstly, they locating funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders
Read more
No Comments

No Tax Return Investment Property Loan

The no tax return investment property loan is back. It went away for a few months and it is not the same as it was before but it is the perfect program for the real estate investor who is looking to: buy and hold Refinance into long term financing out of your short term bridge
Read more
No Comments

9 House Hunting Tips

9 house hunting tips that can assist in getting everything you need. Buying a home is one of the biggest investments you will ever make. Here are 9 house hunting tips to assist you in making your best buying decision. TAKE LOTS OF PICTURES of both, the interior, and exterior of the home (especially any
Read more
No Comments

8 Tips for Moving with Pets

8 Tips for Moving with Pets
8 Tips for Moving with Pets All of you pet owners. that is to say, this one’s for you.  I have had dogs and cats since I can remember. They are apart of the family and deserve to be considered when thinking about moving.   Here are some good thought tips to consider when moving
Read more
No Comments

10% Down Jumbo Loans Are Back! No Mortgage Insurance!

10% Down Jumbo Loans Are Back with No Mortgage insurance! Valor Lending Group is now offering 10% down jumbo loans up to $1,500,000 on your primary residence in California! Most lenders will advise that this 10% down jumbo loan | no mortgage insurance is not available. We’ve got it and ready to fund for you.
Read more
No Comments

Best Hard Money Loans | Valor Lending Group

Best Hard Money Loans | Valor Lending Group **Often without an appraisal** Buying a new investment property? We offer the best hard money options. Looking for the Best Hard Money Loans | Valor Lending Group has your funds. Are you buying a new investment property and need to pull cash out of other real estate owned for the down
Read more
No Comments

Best Bank Statement Lender

Bank Statement Loan Ideal for the self-employed borrower. Instead of using tax returns, W-2s and pay stubs, our bank statement loan uses the total deposits into your bank account and calculates the income over a 12 to 24 month period. Self employed borrowers tend to write off a large amount of their income as expense
Read more
No Comments

3 REASONS TO USE A HARD MONEY LENDER

Here are just 3 reasons to use hard money if you are looking to build up your real estate portfolio this year. There are many reasons to user hard money for your investment property needs whether you are looking for fast turn times, present a stronger position with your offer or have credit history issues,
Read more
No Comments