Loan Officer CA BRE# 01970140 NMLS# 463609 Valor Lending Group "Pride in Lending" Petco Park Diamond View Tower 350 10th Ave - 10th Floor San Diego, CA Direct: (616) 485-8784 Office: (619)344-2640 Fax: (619) 255-0602 web: www.valorlending.com smprescher@valorlending.com

Fix & Flip Loans | Non Recourse under $1.5M | Fast Close

  Fix & Flip Loans | Non Recourse under $1.5M | 2 Week Close  Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.     Fix and Flip Program available: Rate as low as **7.99%** 12 month term Loan amounts up to $10mm
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Avoid Hard Money | Investment Cash Flow | NO income | NO employment | NO Income | NO DTI Calculation

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?   Real Estate Investor Program: Don’t let rising
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3 Options | Hard Money

    Hard Money Lending | 3 Options | Valor Lending Group | Typically without an appraisal*       Valor Bridge Owner Occupied: Property being used as the borrower primary residence terms of up to 11 months Max LTV of 72% No Prepayment Penalty Interest Only starting in the 9s Valor Investment Property |
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Advanced Draw | Fix and Flip | Fast Close

    Fix & Flip Loans | ADVANCED DRAW | 2 Week Close         Fix and Flip Program available: Rate as low as **9%** 12 month term Loan amounts up to $10mm Interest only payments Up to 90% of purchase and 100% of rehab costs No Prepayment Penalty ADVANCED DRAW Close in 12-14 days
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Avoid Hard Money | Investment Property Cash Flow used to Qualify

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?   Real Estate Investor Program: Don’t let rising
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Are you Self Employed? Bank Statement Program for Owner Occupied | 2nd Home & Investment Properties

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement
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Fix and Flip | ADVANCED DRAW | 90% of Purchase Price and 100% of Rehab

    Fix & Flip Loans | ADVANCED DRAW | 2 Week Close         Fix and Flip Program available: Rate as low as **9%** 12 month term Loan amounts up to $10mm Interest only payments Up to 90% of purchase and 100% of rehab costs No Prepayment Penalty ADVANCED DRAW Close in
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AVOID HARD MONEY | Are You a Residential Real Estate Investor? | No taxes | No Income | No Employment

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?   Real Estate Investor Program: Don’t let rising
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Hard Money CA | 3 Options | FAST CLOSING

    Hard Money Lending | 3 Options | Valor Lending Group | Typically without an appraisal*       Valor Bridge Owner Occupied: Property being used as the borrower primary residence terms of up to 11 months Max LTV of 72% No Prepayment Penalty Interest Only starting in the 9s Valor Investment Property |
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Bank Statement Program | Self Employed | Business Owners

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement
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Fix & Flip Loans | Non Recourse under $1.5M | 2 Week Close

    Fix & Flip Loans | Non Recourse under $1.5M | 2 Week Close  Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.   Fix and Flip Program available: Rate as low as **7.99%** 12 month term Loan amounts up to
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