Loan Officer CA BRE# 01970140 NMLS# 463609 Valor Lending Group "Pride in Lending" Petco Park Diamond View Tower 350 10th Ave - 10th Floor San Diego, CA Direct: (616) 485-8784 Office: (619)344-2640 Fax: (619) 255-0602 web: www.valorlending.com smprescher@valorlending.com

Why use a Broker?

Why use a Broker? When you decide to purchase a new residential or commercial investment property there are many questions you may have and one of them is to decide if you should use a mortgage broker to assist in financing your transaction or go into your local bank branch. Most people look to the
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Jumbo Loans Are Back | 10% Down on Purchases

Jumbo Loans Are Back! Jumbo loans have returned to the market at up to 90% LTV on purchases.* If you are looking to purchase a home in California and your loan will exceed the conventional loan limits, you need a jumbo loan. See information below on what a jumbo loan is in detail and how
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What you need to know about Jumbo Loans.

What is a jumbo loan? First of all, when properties are too expensive for a conventional conforming loan, a Jumbo Loan is a mortgage option that can be used. The maximum amount for a conforming loan in most counties is $510,400.  The limits are determined by the Federal Housing Finance agency (FHFA). If you exceed
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Streamlined VA to VA Refinance

Streamlined VA to VA Refinance. Learn more about the VA IRRRL Loan (No appraisal, No DTI calculated & streamline process with less documentation).       Valor Lending Group is committed to serving our Veterans . Veteran and their families can CONTINUE to count on great pricing and a smooth process. We have STRONG funding
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Need a VA lender near you?

    Valor Lending Group has a VA lender near you! VA loans are available to a majority of our military borrowers and have been around since 1944.     Valor Lending Group is committed to serving our Veterans! Veteran and their families can CONTINUE to count on great pricing and a smooth process. We
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What are Reserves?

  What are reserves? In this blog, we are going to discuss reserves and the reason for them in real estate transactions. First, we will provide the definition. Second, we will explain the acceptable forms of reserves. Furthermore, we will tell you when reserves are needed. Finally, we will explain why reserves are needed.   Full definition from
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Hard Money Lending Still Available

Hard money lending is still available.  We can assist with your hard money transactions even in these trying times.  Whether you are looking to purchase, refinance or get cash out on your investment property or for any business purpose use. We can help. Hard Money Lending 3 Options Valor Lending Group Typically without an appraisal**
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Is it time to refinance?

Is it time to Refinance? Is your Adjustable Rate Mortgage (ARM), and you are looking to fix your rate? Do you have a maturity date coming due? Do you want to update that outdated kitchen or bathroom? CONTACT US to refinance today!   When should you consider refinancing? If you are looking to lower your interest
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Streamlined VA to VA Refinance

Streamlined VA to VA Refinance. Learn more about the VA IRRRL Loan (No appraisal, No DTI calculated & streamline process with less documentation).       Valor Lending Group is committed to serving our Veterans . Veteran and their families can CONTINUE to count on great pricing and a smooth process. We have STRONG funding
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Valor VA Loan | We are here to take care of our current service men and women, veterans and their families

The Valor VA Loan As of January 1st 2020 we can finance 100% up to $1,500,000 loan amount! Valor Lending Group is here to take care of our current service men and women, veterans and their families.     Why go with Valor Lending Group? We will reimburse your appraisal fee on transactions above $300,000
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What is a VA IRRRL Loan? (No appraisal, No DTI calculated & less docs)

  United States Veterans!! It’s STILL a GREAT Time to Refinance | Learn more about the VA IRRRL Loan (No appraisal, No DTI calculated & streamline process with less documentation).     Valor Lending Group is committed to serving our Veterans during this time of uncertainty. Veteran and their families can CONTINUE to count on great
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