Vice President CA BRE#02033998 NMLS#1451987 Valor Lending Group "Pride in Lending" Petco Park Diamond View Tower 350 10th Ave - 10th Floor San Diego, CA Direct: (619) 535-9324 Office: (619)344-2640 Fax: (619) 255-0602 web: www.valorlending.com sprescher@valorlending.com

Refis up Another 10% as Rates Revisit Recent Lows

Declining interest rates made for another strong week for mortgage applications.  The Mortgage Bankers Association (MBA) said its Market Composite Index rose 5.2 percent on a seasonally adjusted basis during the week ended October 4..  This was on top of an 8.1 percent increase during the week ended September 27. On an unadjusted basis the index
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Stated income Hard money to Conforming and Jumbos! We do it all!

Where There’s a Will There’s a Way Valor Lending Group can be your way.    Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal. Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK
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New Stated Income Program!

Valor Lending Group has opened up another Stated Income program We strive to seek out any program that fills a gap in financing for self employed borrowers. Check this out and lets get you financed for the home you really deserve!   Call or email me for immediate attention to your scenario! Valor Lending Group
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Why Use Valor Lending As Your Mortgage Broker?

 Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise is locating funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders at
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***Attention Home Buyers and Real Estate Investors***

Choose The Right Mortgage Professional For You! Choosing the right mortgage professional could be what makes or breaks your home financing.  Would you call a general contractor for a new roof or a roofing company?  Why would you call a bank when an independent mortgage professional is the answer.  Mortgage professionals are specialists in lending
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Ready For Your Outdoor Entertainment?

Get prepared to entertain and enjoy company this season. Whether you are having a -BBQ -Block party -Enjoying your family time in the comfort of your own backyard oasis. There are a number of unique options you have to choose from.   Lets get you all set up and give me a call today! Call
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Are You Moving With Pets?

8 Tips For Moving with PETS All of you pet owners, this one’s for you.  I have had dogs and cats since I can remember. They are apart of the family and deserve to be considered when thinking about moving.   Here are some good thought tips to consider when moving with your furry friends.
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Salute To Our Veterans!

To all the veterans and current service members We are here to give you the service you you have earned.  Nearly all of our Loan Officers and staff have either served in the armed services or have family members who have or still do. For the appreciation and thank you to all of our veterans
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A Commitment Like No Other!

REALTORS! You need to know that you are in the best hands when it comes to your clients.  I am here to tell you what Valor Lending Group is here to do for you. Our commitment to Purchase Loans is incomparable because we know what it means to close and close on time.  In the
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Are you looking to cash out on your real estate investment?

Get your money back on your investment! Paying cash for a property is the fastest and easiest way to get that instant equity.  After the purchase, it is time to refinance and start improving the property, acquire another property or get some of that cash back in your pocket. Valor Lending Group can help you
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Communication Communication Communication

Communication The ability to be able to contact your independent mortgage loan officer at a moments notice is important.  Recently, I have been getting a reoccurring question from my new clients,  “Are you going to answer when I contact you?”  Continuing on to say that their previous loan officer was nearly impossible to get on
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