Vice President CA DRE#02033998 NMLS#1451987 Valor Lending Group "Pride in Lending" Petco Park Diamond View Tower 350 10th Ave - 10th Floor San Diego, CA Direct: (619) 535-9324 Office: (619)344-2640 Fax: (619) 255-0602 web: www.valorlending.com sprescher@valorlending.com

Ready to buy a home?

Before, During and After Buying a home Ready to buy a home? Buying a home is one of the largest investments a person makes in their life.  Buyers want to make sure they understand the process and know what to do before, during and after buying a home. CONTACT US if you have any questions. Ready
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Interested in FHA financing?

If you are interested in FHA financing, here is what you need to know! Whether it be a purchase or refinance or even renovation you can utilize an FHA program.  Using a government program has its pros and con. These include cost, interest rate, down payment and more. Check out this great information. If you
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Your Pockets Are Not Empty!

Your Pockets Are Not Empty! Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 7 days often times without an appraisal. Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for
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Great Information About VA Home Loans

Great information about VA home loans. Your service to our great country should always be recognized and appreciated. We have a number of programs available just for our service men and women and veterans for California residential financing. Let us work for you to get you into the home you deserve. Check out this great
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Your Journey Begins

Your journey begins with a single step. Give me a call and lets get you a pre-approval for the right program and watch as your journey begins.  Whether your’re buying  your first home or deciding on where to retire we will help you find the right mortgage for the right home.   Below are some helpful
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Conventional Mortgage Lender

Ready For Outdoor Entertainment
Conventional mortgages are the most commonly used financing option across the board.  This is because a conventional mortgage is the financing box that the majority of home buyers fall into as well as the financing program provided by nearly every lending institution.  The conventional mortgage has standard requirements that lenders can base their requirements off
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Best Bank Statement Lender

Bank Statement Loan Ideal for the self-employed borrower. Instead of using tax returns, W-2s and pay stubs, our bank statement loan uses the total deposits into your bank account and calculates the income over a 12 to 24 month period. Self employed borrowers tend to write off a large amount of their income as expense
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3 REASONS TO USE A HARD MONEY LENDER

Here are just 3 reasons to use hard money if you are looking to build up your real estate portfolio this year. There are many reasons to user hard money for your investment property needs whether you are looking for fast turn times, present a stronger position with your offer or have credit history issues,
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Why Use a Mortgage Broker?

 Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise: Firstly, they locating funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders
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8 Tips for Moving with Pets

8 Tips for Moving with Pets
8 Tips for Moving with Pets All of you pet owners. that is to say, this one’s for you.  I have had dogs and cats since I can remember. They are apart of the family and deserve to be considered when thinking about moving.   Here are some good thought tips to consider when moving
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9 House Hunting Tips

9 house hunting tips that can assist in getting everything you need. Buying a home is one of the biggest investments you will ever make. Here are 9 house hunting tips to assist you in making your best buying decision. TAKE LOTS OF PICTURES of both, the interior, and exterior of the home (especially any
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