Multifamily properties led the list of investments in what was a record year of of commercial and multifamily lending in 2018.
Valor Lending Group offers every type of commercial loan in the book!
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350k)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
I am able to evaluate your loan scenario on a moment’s notice & will be happy to provide LOI’s.
Please do not hesitate to call on me if I may be of service in any way!
Valor Lending Group
CA BRE # 02026238
NMLS # 1600345
“Pride in Lending”
Diamond View Tower
350 10th Ave / 10th Floor
San Diego, CA 92101
Cell: (925) 872-0695
Office: (619) 344-2640
Fax: (619) 872-2400