90% of the acquisition and rehab cost | Fix & Flip Loans | 2 Week Close

As specialists in funding fix and flip loans, we at Valor Lending Group know there is enough to worry about in a rehab project.

From difficult to estimate labor / materials expenses to uncooperative weather, rehabbing always comes with a unique set of challenges.

That’s why we have funding solutions that are transparent, streamlined, and most importantly–Fast!

Our flexible draw schedules–with interest as dispersed available–providing that all-important additional cash on hand to cover cost overruns and contingency items.

Valor Lending Group has access to billions to fund your next transaction. Whatever your scenario we have a funding solution! We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Insurance Companies–Valor Lending Group offers literally every loan in the book! Check out our programs below and please do not hesitate to contact me for immediate attention to your scenario.

Recap of our Loan Products:

1. Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
5. Flipper & Rehab Loans (Flip a property with one of our many options)
6. 2^nd Position Loans up to $5mm
7. Raw Land & Lot Loans
8. Ground up Construction for spec homes, custom homes and commercial ground up.
9. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
10. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
11. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
12. Acreage Properties
13. Commercial Loans up to $500mm
14. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
15. Foreign Nationals Loans (no social security or residency required)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,250)
2. High Balance Conforming aka Super Conforming (from $453,100-$649,750)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $1 Million Value
7. Refinance including Cash Out

Please don’t hesitate to call me for immediate attention to your scenario!

**8.29% APR, Based on California Property, 25 or more Flips in 24 months, 720 credit score**

Frank Caruso

Loan Originator
CA BRE# 01967579
NMLS# 1035108
Valor Lending Group
“Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (858) 699-4614
Office: (619)344-2640
Fax: (619) 255-0602
web: www.valorlending.com
fcaruso@valorlending.com