| I look forward to any opportunity to serve you and your clients.
Recap of our Loan Products:
-Stated Income Loans (Great for business owners and self employed )
-Foreign Nationals Loans (no social security or residency required)
-Hard Money Loans (20-50% down / minimal documentation) Fund in 7-10 days.
– Raw Land & Lot Loans
– Ground up Construction for spec homes, custom homes and commercial ground up.
-2nd Position Loans up to $5mm
-Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
-Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
-Flipper Loans (Flip a property with one of our many options)
-10.1% down Jumbo’s with NO MI up to $2.5mm
-Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
– Acreage Properties
-Commercial Loans up to $100mm
-5% down Conventional (Lender paid PMI)
We also offer:
-10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
-High Balance Conforming aka Super Conforming (from $417k-$625k)
-Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm / 5% down Jumbo to $1.5mm
-FHA, VA, USDA
-ARM’s
-Reverse mortgages up to $10 Million Value
-Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way!
Christopher Lapping / Valor Lending Group / 808-494-6502 / CLapping@ValorLending.com |