You Don’t need your tax returns!
Owner‐Occupied
Self‐Employed Borrowers
$2mm to 60% LTV 720 Credit score
$2.5mm to 50% LTV 700 Credit score
Minimum Loan amout $100,000.
No P&L Required
No Tax Return Required
No 4506T Required
No Reserve Required
Self-employed – current and past 2 years Business License
CPA Letter – Business at same location past 2 years & CPA has filed borrowers tax returns past 2 years.
We have an incredible array of lenders, pools of private money investors, and thrifts that at our disposal!
Please do not hesitate to call if I may be of service in any way!
Call Janice
858-442-1854
JLiles@ValorLending.com
*APR 5.371% $2mm @ 5.25% 7/1 ARM 1 Year Libor + 2.75% Caps 1/2/5
Loan Programs
We offer every loan in the book including:
- Stated Income Loans
- Hard Money Loans to $10mm
- Construction Loans up to $100mm
- Commercial Loans to $500mm
- 10% Down Jumbo’s to $2.5mm
- Second Position loans up to $5mm
- 10,15,20 & 30 year Fixed, Conventional Conforming Loans (under $417k)
- Super Conforming Loans (from$417k-$625)
- Jumbo’s to $10mm (Prime rates)
- FHA, VA, USDA
- Raw Land Loans to $10mm
- Interest only Loans and ARM’s
- Reverse Mortgages to $10mm
