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Enjoy Peace of Mind!

You can buy Your Dream Home Now!

$100,000. to $2.5mm

Rates start in the low 5’s

 

You can be confident with Valor Lending Group!

We are partnered with over 100 direct lenders, multiple pools of private money investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies.

Please do not hesitate to call if I may be of service in any way!

Call Janice   858-442-1854

Or email your scenario to:   JLiles@ValorLending.com

Recap of our Loan Products: 

  1.  Stated Income Loans (No Tax Returns, no W-2s, No P&L)
  2.  Bank Statement Loans (Great Bank Statement Program for business owners and self-employed)Har
  3.  Hard Money Loans (25-50% down / minimal documentation) Fund in 7-10 days
  4. Flipper Loans (Flip a property with one of our many options)
  5. Foreign Nationals Loans (no social security or residency required)
  6. Raw Land & Lot Loans
  7. Ground up Construction for spec homes, custom homes and commercial ground up.
  8. 2nd Position Loans up to $5mm
  9. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 10% down Jumbo’s with NO MI up to $2.5mm
  12. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $100mm
  15. 5% down Jumbo (Up to $1.5mm Lender paid PMI)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
  2. High Balance Conforming aka Super Conforming (from $417k-$625k)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $10 Million Value
  7. Refinance including Cash Out

*No Tax Returns

*No 4506 T