Nationwide!
Premium Pricing $1mm+
Minimum Down 25%
Vacancy Factor should be 3% or less
DSR 1.25%
Please send me the following property information for fast approval
T-12
2 Years Income and Expense Report
Please do not hesitate to call if I may be of service in any way!
Janice
858-442-1854
Licensed CA Real Estate Broker since 2000
Recap of our Loan Products:
Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
Stated Income Loans (Great for business owners and self-employed ) No tax returns!
100% financing is available (we can cross collateralize other properties if there is enough equity)
Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
Flipper & Rehab Loans (Flip a property with one of our many options)
2nd Position Loans up to $5mm
Raw Land & Lot Loans
Ground up Construction for spec homes, custom homes and commercial ground up.
Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
Acreage Properties
Commercial Loans up to $500mm
3% & 5% down Conventional Loans- LPMI (Lender paid mortgage insurance)
Foreign Nationals Loans (no social security or residency required)
We also offer:
10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $453,100k)
High Balance Conforming aka Super Conforming (from $453,100-$649,750)
Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
FHA, VA, USDA
ARM’s
Reverse mortgages up to $1 Million Value
Refinance including Cash Out
