-Lines up to 10x your liquid assets. (Cash in banks, Roth IRA, Stocks, Bonds, Mutual Funds, etc.)
Program Highlights:
-Rates Starting in the high 6’s
-Yearly review, allowing you to raise your line and lower your rate as you complete more projects.
-Rentals currently held or recently sold count towards experience.
-Properties flipped or purchased in the last 5 years all count towards your experience. (Must be on title or a member of the entity holding title.)
-Rate and Credit Line based off of experience.
-LoC can be used for Rehab, Rental purchase and hold, Multifamily purchase and hold, Multifamily rehab, ground up construction on residential 1-4 or multifamily properties, and land purchases for current or future construction.
-Up to 90% LTC for each project
-Streamline your flipping business. Run multiple projects simultaneously or pick up new properties fast, without having to qualify for a new loan each time.
-Declining rates as you get more experience under your belt.
Call or email me for immediate attention to your scenario.
Valor Lending Group also offers literally every loan in the book! Check out more information on our programs below and please do not hesitate to call on me for any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service.
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L)
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- Foreign Nationals Loans (no social security or residency required)
- Raw Land or Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd-Position Loans up to $5mm
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
