Mortgage rates officially hit all-time lows yesterday for the third time in history, and this morning the Fed cut interest again!
In a statement, the central bank said it was cutting rates by a half percentage point to a target range of 1.00% to 1.25%.*
If you have been considering refinancing or purchasing a property there couldn’t be a better time than now.
Some of our best programs are highlighted below, please call/email/text me with to discuss your scenario.
We have industry leading pricing on Commercial and Investment Properties (Nationwide), and California Owner-Occupied 1-4 units.
Valor has your funds available in a flash.
Every mortgage loan in the book! Fast hard money loans, stated income loans, fix and flip loans, commercial loans and many more!
Call or email me to discuss your scenario now!
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L)
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- Foreign Nationals Loans (no social security or residency required)
- Raw Land or Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd-Position Loans up to $5mm
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
*https://www.reuters.com/article/us-usa-fed/in-an-emergency-move-federal-reserve-cuts-interest-rates-to-battle-coronavirus-idUSKBN20Q22F?feedType=RSS&feedName=topNews&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+reuters%2FtopNews+%28News+%2F+US+%2F+Top+News%29
**Rates and Terms subject to change without notice.
