Valor is STILL FUNDING Bank Statement Loans for California residential properties.
Most lenders have suspended their Non QM Loan Programs. Because of this Valor is slammed.
We are Non QM Specialists!
No tax returns! With our bank statement loans, we use 12-24 months bank statement cash flow for self employed borrowers and business owners.
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80% Max LTV Purchases
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75% Max LTV Rate/Term Refinance
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70% Max LTV Cash-Out Refinance.
At Valor Lending Group we continue to keep a close eye on the pulse of the market. We are still funding bank statement loans & rental property loans, Fannie/Freddie, FHA, VA, and other Government Loans, as well as hard money loans.
Valor funds NO TAX RETURN LOANS in most states for non owner occupied investment properties. Featuring bank statement loans and rental property loans.
Let’s talk today to discuss how Valor can assist in the current market.
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Recap of our Loan Products:
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Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $3M
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Bank Statement Income Loans (Great Bank Statement Programs for business owners and self-employed)
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Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
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Flipper Loans (Flip a property with one of our many options) up to 90% leverage
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Commercial Line of Credit
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100% Financing (cross collateralize- hard money)
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Foreign Nationals Loans (no social security or residency required)
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Raw Land & Lot Loans
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Ground up Construction for spec homes, custom homes and commercial ground up to $500M.
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2nd Position Loans up to $5M
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Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
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Farms, Vineyards, Ranches and Agricultural Properties (20-30% down)
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10% down Jumbo’s with NO MI up to $2M
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Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
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Acreage Properties
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Commercial Loans up to $500M
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5% down Jumbo (Up to $2M Lender paid PMI)
We also offer:
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10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
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High Balance Conforming aka Super Conforming (from $484,350-$726,525)
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Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
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FHA, VA, USDA
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ARM’s
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Reverse mortgages up to $10 Million Value
Valor Lending Group features an incredible array of niche mortgage loan programs.
Every Mortgage Loan in the Book!
We are direct to:
- 21 life insurance companies
- 4 family offices
- 2 hedge funds
- 2 thrifts that fund on wall street
- 200 private investors
- We also broker to over 100 direct lenders
