No Tax Returns | Bank Statement Loans are Back! Learn about the latest in lending at Valor! If you don’t have your tax return but you are ready to purchase or refinance your home loan I have the answer for you!
Just look in your wallet and you have the answer!
You don’t have to wait!
No Tax Returns
You don’t need them!
Bank Statement Loans are Back!
I can pre-qualify you with the income on your Bank Statements! You don’t have to wait any longer!
Bank Statement Loans are Back!
Yes I can help you get into your new home now!
Bank Statement Loans are your answer!
We have an incredible array of lenders, pools of private money investors, and thrifts that at our disposal!
We are partnered with over 100 direct lenders, multiple pools of private investors, 2 thrifts that fund on Wall Street, a hedge fund with billions to lend, and 21 Life Companies
Please don’t hesitate to call if I may be of service in any way!
Pre-Approval Letters on request!
Janice
858-442-1854
Licensed CA Real Estate Broker since 2000!
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5M
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- 100% Financing (cross collateralize)
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom home’s and commercial ground up to $500M.
- 2nd Position Loans up to $5M
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5M
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500M
- 5% down Jumbo (Up to $2M Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
