Will a Hard Money Loan work for you?

Will a Hard Money Loan work for you?

Hard money lending is still available.  We can assist with your hard money transactions even in these trying times.  Whether you are looking to purchase, refinance or get cash out on your investment property or for any business purpose use. We can help.

Hard Money Lending 3 Options Valor Lending Group Typically without an appraisal**

Everyone stay safe during this unique and unpredictable time as we continue battling the COVID19 Virus all across America!

With hard money lending still available check out the information and programs available below:

Will a Hard Money Loan work for you?

Are you buying a new investment property?

Are you buying a new investment property and need to pull cash out of other real estate owned for the down payment?

Do you need cash out from a current property owned to pay off a business purpose?

Do you need cash out from a current investment property to improve that investment property?

Valor Bridge Owner Occupied:

Do you need to pull cash out of your primary residence for a business purpose?

• Property being used as the borrower primary residence
• terms of up to 11 months
• Max LTV of 72% on 1st TD | Max CLTV 55% on 2nd TD
• No Prepayment Penalty
• Interest Only starting in the 9s

*Owner occupied for California Properties ONLY

Valor Investment Property | Non owner occupied:

Property being used as the borrowers investment property

• Terms 1 to 2 year
• Max LTV of 70%
• No Prepayment Penalty
• Interest Only starting in the 7s

Valor Cross- Collateral Loan:

Do you have a portfolio with properties that have available equity? 

• Cross for 100% financing  when crossing other real estate owned at 55% CLT for 100% Financing
• Terms of 1-2 years
• Max CLTV of 55%
• No Prepayment Penalty
• Interest Only starting in the 9s

**no Appraisal Subject to lender discretion on a case by case basis

Needs for Hard Money Quote (email Stefanie the following):

1. Property Address:
2. Purchase Price (for Purchase):
3. Current “as is” Value:
4. Mortgage Balance (for Refinance):
5. Monthly Rents (confirm if long term or short term Airbnb leases):
6. Monthly Taxes and Insurance:
7. Approx Credit Score:
8. Vesting in and Entity or Individual name:

Other Programs Available:

• Jumbo Loans
• Fix and Flip Loans
• Commercial Loans
• Save your Deal | We Save Deals

Please give me a call if you have any question and we look forward to the opportunity to serve you!

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