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The seller issued a notice to perform when the other lender failed to perform. We submitted this $1,500,000 loan at 12:37pm and had loan docs in escrow by 4:47pm same day. Nationwide Fast Hard Money Loans.

We save deals! That’s what we do. Fast Hard Money Loans.

Valor Lending Group features every loan in the book!

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Valor Lending Group features an incredible array of ‘no tax return’ loan programs for every type of scenario!

  • Straight Bridge Loans
  • 2nd Position Bridge Loans
  • Consumer Bridge Loans
  • Cross Collateral Bridge Loans (100% financing)
  • Fix-n-Flip Bridge Loans
  • Fix-n-Hold Bridge Loans
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Instead of using tax returns, W-2’s and pay stubs, our bank statement loan uses the total deposits into your bank account and calculates the income over a 12 to 24 month period.

  • Rates in the low 5’s for top qualifying scenario’s
  • Loans up to $3M
  • No tax returns
  • Close in 21-30 days
  • Purchase, refinance and cash out refi
  • Must be self employed or business owner
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  • Rates starting in the 4’s for best execution rental property loans
  • Loans up to $5M
  • No DTI requirements for non owner occupied transactions – based upon subject property cash flow
  • Close in 21-30 days
  • Purchase, refi and cash out refi
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  • Rates start in the 6’s for California metropolitan properties
  • Loans up to $20M
  • No DTI requirements for non owner occupied transactions
  • Close in 5-14 days
  • Purchase, refinance and cash out refi

If you would like more details on qualification and requirements, I am available to answer any questions you may have.

Valor Lending Group features every loan in the book!

Recap of our Loan Products:

  1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
  2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
  3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
  4. Valor VA Home Loan 100% financing up to $1.5MM
  5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
  6. Flipper & Rehab Loans (Flip a property with one of our many options)
  7. 2nd Position Loans up to $5mm
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom homes and commercial ground up.
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
  12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $500mm
  15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  16. Foreign Nationals Loans (no social security or residency required)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $510,400)
  2. High Balance Conforming aka Super Conforming (from $510,400-$765,600)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1 Million Value
  7. Refinance including Cash Out

Check out our Google Reviews

We look forward to the opportunity to demonstrate our prompt and professional

handling of your loan transaction.

Call or email me today!

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