Valor Lending Group supports our Military, First Responders, and Police.
Top VA California Home Loans available to Veterans, active duty, reservists, and surviving spouses. Adjustable and fixed rates available with financing up to 100% of property value. With Valor Lending Group being in one of the nations biggest Naval instillations, we know our military and veterans. Taking care of them is one of Valor Lending Group’s highest priority. Call Adam Lawrence today to discuss all and any loan scenario.
Top VA California Home Loans Highlights
- 100% financing
- Sellers can pay closing costs, up to 2 discount points
- Buyers can add up to $6,000 to their VA loan to have energy efficient improvements installed
- No monthly mortgage insurance
- Less restrictive qualifying terms
- Buyers still eligible even after a short sale
- Jumbo loans available up to $1.5 million
- Buyers can have multiple VA loans under certain circumstances
What are my Top VA California Home Loans options?
There are many Top VA California Home Loans options available. Depending on credit, down payment and income, there are loan programs available to fit the needs of your personal loan scenario. Whether salaried, hourly borrowers, self-employed and real estate investors, Adam Lawrence with Valor Lending Group can help you.
What is a VA Loan?
These are government-backed loans through the US Department of Veteran’s Affairs (VA), and offer incredible rates and terms to veterans, active duty military, reservists and unmarried surviving spouses. VA loans offer financing up to 100% of the reasonable value of the property, no mortgage insurance, and no down payment up to $1,500,000. Not only are there VA financing options for purchases, but they have a unique refinance program called the Interest Rate Reduction Refinance Loan (IRRRL). These are incredible offerings for the men and women who serve our country currently active or veterans.
What borrowers can benefit the most from a Top VA California Home Loan?
- Active Duty Military
- Veteran’s
- Reservist’s
- Surviving Spouses
Eligible Borrowers might be or have:
- 1st Time Home Buyers
- Lower Credit Scores
- Lower Income, but high Debt To Income Ratio(monthly income divided by your out going monthly debt obligations)
- Small amount for down payment
