Finding the Best Conventional Mortgage Loan
You may have asked yourself, how do I find the best conventional mortgage loan/lender? One of the key factors one should look for is “who has the best google reviews near me”? Google reviews tell you a lot about the mortgage brokerage you elect to engage for your loan needs. In addition, any brokerage that shows ALL 5 STARS could be manipulating the results with friends and family. It is nearly impossible for a legitimate agency to completely satisfy EVERYONE.
Check out our Google Reviews
Once You Identify a Brokerage to Consider
Now it’s time to dig a little deeper, does the brokerage seem knowledgeable? Do they communicate well? Do they demonstrate a desire to earn your business? And lastly, are they specialists in the type of mortgage loan you are seeking? If the answers to these questions is a resounding yes, then you have found your best conventional mortgage loan | lender.
How Long Does It Take To Close a Conventional Mortgage Today?
The mortgage markets are constantly changing, the close times as well. This will depend a lot on how much volume is going on at the time you decide to purchase or refinance. Purchase money loans are ALWAYS our priority at Valor lending Group. We are closing some of our conventional loans in flash, 10 days, 17 days etc. Valor lending Group also boasts one of the fastest hard money loan closes in the industry, 3 days from start to finish for California properties.
Team Valor looks forward to the opportunity of demonstrating our prompt and professional handling of your loan transaction.
Every Mortgage Loan In The Book
Recap of our Loan Products:
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Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $3M
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Bank Statement Income Loans (Great Bank Statement Programs for business owners and self-employed)
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Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
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Flipper Loans (Flip a property with one of our many options) up to 90% leverage
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VA Loans
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FHA Loans
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Commercial Line of Credit
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100% Financing (cross collateralize- hard money)
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Foreign Nationals Loans (no social security or residency required)
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Raw Land & Lot Loans
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Ground up Construction for spec homes, custom homes and commercial ground up to $500M.
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2nd Position Loans up to $5M
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Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
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Farms, Vineyards, Ranches and Agricultural Properties (20-30% down)
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10% down Jumbo’s with NO MI up to $1.5M
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Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
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Acreage Properties
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Commercial Loans up to $500M
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5% down Jumbo (Up to $2M Lender paid PMI)
We also offer:
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10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
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High Balance Conforming aka Super Conforming (from $484,350-$726,525)
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Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
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FHA, VA, USDA
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ARM’s
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Reverse mortgages up to $10 Million Value
