Banks Are Tightening | But Valor Is Lending
At Valor Lending, we proudly offer exceptional loan options and services, even in the face of recent industry strictness. Our unwavering commitment to finding reliable sources of loans, rates, and services sets us apart.

Valor Lending Group offers various lending solutions and options for Commercial Lenders, Investment Property Borrowers, and Family Home Buyers. We can help you find the best route to secure the property that meets your specific needs.
The Bottom Line



Whatever your specific loan requirements, Valor Lending Group is the right decision.
Call David Christie Today
- Valor boasts the industry’s best communication, service, rates, and performance.
- Valor ensures the best pricing by shopping with many direct lenders, so you don’t have to.
Recap of our Loan Products
- Hard Money Loans (35% down / minimal documentation) are Typically funded in 7-10 days.
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow – No DSCR Coverage is needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches, and Agricultural Properties (25-30% down)
- 10% down Jumbos, WITH NO MI up to $2MM /10% Down up to $3MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
Other Programs we Offer:
- Conventional Conforming Loans
- High Balance Conforming
- Jumbo Loan Financing |10% down Jumbo to $3mm
- FHA, USDA
- Reverse mortgages up to $1 Million in Value
- Cash-Out Refinancing
*Terms and conditions can change daily without notice
We look forward to the opportunity to serve you!
For the most up-to-date mortgage news, visit: Mortgage News Daily
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