New Arizona Valor VA Home Loans | Valor Lending Group
Are you interested in learning about our New Arizona Valor VA Home Loans?
Trying to lock down a VA loan to purchase the home of your dreams with a pain free process; also getting to work with the top professionals in the business?
Valor VA Loans offer below market interest rates, and terms of 15 year fixed up to 30 year fixed and even 5/1 and 3/1 ARMs.
Valor VA Loans have many benefits for active duty members and retired veterans; you also may qualify as a member of the National Guard or Reserve. The main highlighted benefits are 100% Financing, no private mortgage insurance, or PMI, and no pre-payment penalty.
Qualification requirements vary depending on your status.
For most qualifying service members there is a minimum active duty requirement which may range depending on your role, but for most it is just 90 days.
Valor Lending Group has had the pleasure of serving individuals all over the beautiful state of California and now we are taking on the state of Arizona! We are here to help you with the ins and outs of the VA loan process.
Valor Lending Group will go above and beyond to make your dreams come true! Trust us today with all of your loan needs!
Valor Lending Group has ARIZONA and CALIFORNIA VA Loans Available TODAY!
What Are VA Loans?
The VA home loan, backed by the Department of Veteran Affairs, was first created in 1944. This loan assisted service members with purchasing or refinancing a home after returning from war without requiring a great credit score or down payment to do so. Later, some lenders increased their loan limits to above the county loan limits to assist current service members and veterans with larger purchases in areas where the conforming and high balance loan limits were much lower that the average house in the area. VA loans are up to 100% financing, limited closing costs, low interest rates for all who qualify whether it is a purchase or refinance including a cash out refinance and no mortgage insurance.
Valor VA Loan Highlights
- 100% financing
- Sellers can pay closing costs, up to 2 discount points
- Buyers can add up to $6,000 to their VA loan to have energy efficient improvements installed
- No monthly mortgage insurance
- Less restrictive qualifying terms
- Buyers still eligible even after a short sale
- Jumbo loans available up to $1.5 million
- Buyers can have multiple VA loans under certain circumstances
- *Valor will reimburse your appraisal fee for loans above $300,000
For a quote please email Laura Licea the following:
- Property Address:
- Purchase Price (for purchase):
- Current Value (for refinance):
- Balance of current Mortgage (for refinance):
- Approx. Credit Score:
Learn more about Valor VA home loans
Valor Lending Group is committed to serving our Veterans during this time of uncertainty.
**We give 5% of proceeds to a local Veteran charity on every VALOR VA Loan
CALL OR EMAIL me for immediate attention to your scenario!
Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.
I look forward to an opportunity to demonstrate my prompt and professional service
Recap of our Loan Products
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
Did we miss anything?
- Call or Email me (Laura Licea) if there is any information that we have missed
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