Save Time and Money This Memorial Day Weekend | Valor Lending Group
This Memorial Day weekend, honor freedom and your finances by making smarter moves in homeownership. Save Time and Money This Memorial Day Weekend with Valor’s expert mortgage broker guidance that simplifies your loan journey and puts the right solutions within reach.
At Valor Lending Group, I take the stress out of finding the perfect loan. Whether you’re a first-time buyer or refinancing for a better deal, Valor has you covered, so you can enjoy the holiday and your home with confidence.
Unlike traditional mortgage officers, I’m available 7 days a week –
Call me, Hayden Madison, at 858-349-7538, or email me at hmadison@valorlending.com

Why Use a Mortgage Broker to Save Time and Money This Memorial Day Weekend?
This Memorial Day weekend, while you’re enjoying time with friends, family, and freedom consider making smart financial moves that set you up for long-term success. Save Time and Money This Memorial Day weekend with expert mortgage broker guidance that makes financing your home easier and more rewarding.
When you work with a mortgage broker, you’re more than just another file in the system. Whether you’re a first-time homebuyer or refinancing for better terms, a mortgage broker is your personal guide through the often confusing world of home loans. Choosing between a bank and a broker can feel daunting but once you know the difference, the choice becomes clear.

Mortgage Brokers vs. Banks: What’s the Real Difference?
Mortgage Brokers
- Licensed Professionals: Brokers are trained, licensed, and stay up to date on industry changes
- Home Loan Experts: This is our specialty, every single day
- More Loan Options: We work with multiple lenders to find your best fit
- Lower Rates & Fees: Less overhead means potential savings for you
- You Come First: Brokers offer flexible, client-focused service and transparent guidance
Banks
- One-Size-Fits-All: Limited to in-house products that may not suit you
- Higher Overhead, Higher Costs: Often with more fees and less flexibility
- Limited Specialization: Mortgages are only part of what they do
- Slow and Rigid: Less responsive to market shifts and client timelines

Why Choose Valor Lending Group?
At Valor Lending Group, we put people over paperwork. Our goal is to help you save time, save money, and make confident decisions – all while delivering a seamless, personalized experience.
Here’s how we stand out:
- We Work for You: As brokers, we advocate for your best interests, not a bank’s bottom line
- Over 40 Lending Partners: That means more choices, better rates, and unique loan options you won’t find at a single institution
- We Make It Easy: We do the shopping, negotiating, and paperwork, so you can focus on what matters
- Around-the-Clock Support: Unlike traditional mortgage brokers, I’m available seven days a week with no set hours. I’m here when you need me, not just during business hours
Let Me Help You This Memorial Day
Navigating the loan market doesn’t have to be overwhelming. Let’s make it simple, strategic, and successful. Save Time and Money This Memorial Day weekend by letting me guide you to the perfect loan whether you’re buying your first home, refinancing, or expanding your real estate portfolio.
Contact me today at 858-439-7538, or email me at hmadison@valorlending.com, and let’s get started!

VALOR LENDING GROUP OFFERS EVERY MORTGAGE LOAN IN THE BOOK!
At Valor Lending Group, I’m ready to help you achieve your investment goals.
Call me directly at 858-349-7538, and turn your dreams into reality today!
Recently Funded | Valor Lending Group
$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
And many more.
Every Project, Every Loan – Let’s Build Your Success Together!
Call me, Hayden Madison, today at 858-349-7538, or email me at hmadison@valorlending.com
Recap of Our Loan Products:
- Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $2.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5MM
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500MM
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
- High Balance Conforming aka Super Conforming
- Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1MM Value
- Refinance including Cash Out
**Rates and terms are subject to change without notice
