South Florida continues to attract high-net-worth buyers, investors, and entrepreneurs from around the world. Miami and Fort Lauderdale offer some of the most desirable luxury real estate in the U.S., but financing these properties often requires specialized mortgage solutions.
Valor Lending Group provides comprehensive jumbo mortgage and private capital solutions tailored for luxury buyers and real estate investors throughout Florida.
Jumbo Mortgage Financing for High-Value Properties
Jumbo loans are designed for properties that exceed conforming loan limits. These loans are common in Miami and Fort Lauderdale, where luxury home prices frequently surpass traditional lending thresholds.
Valor Lending Group offers a variety of jumbo loan programs, including full-documentation options and flexible Non-QM structures. Our programs are available for primary residences, second homes, and investment properties.
Super Jumbo Mortgage Programs
For elite buyers and estate-level properties, we offer super jumbo loans with loan amounts up to $30 million. These programs are tailored for high-value transactions, including waterfront estates, luxury condominiums, and custom luxury developments.
Construction Jumbo Loans for Custom Luxury Homes
Miami and Fort Lauderdale are prime markets for custom luxury home construction. Valor Lending Group offers ground-up construction jumbo loans for high-end residential projects, providing financing from land acquisition through construction and completion.
These programs are designed for developers, investors, and luxury buyers building custom residences in South Florida’s premier communities.
Stated Income Jumbo Financing for Entrepreneurs
Traditional lenders often struggle to underwrite self-employed borrowers with complex income structures. Valor Lending Group offers stated income jumbo loans up to $8 million, using bank statements and alternative documentation to verify income.
These programs are ideal for entrepreneurs, real estate investors, and professionals with variable income streams who need flexible underwriting.
Private Money and Bridge Loans Up to $25 Million
Private money loans are designed for speed and flexibility. In competitive Florida markets, private capital can be the difference between winning and losing a deal.
Valor Lending Group offers private money loans up to $25 million for acquisitions, refinances, bridge financing, fix-and-flip projects, and investment portfolios. These loans can close in days, not weeks, and are structured to match your exit strategy.
Work With a Specialized Florida Mortgage Advisor
Valor Lending Group works with a large network of lenders to deliver customized financing solutions for luxury buyers and investors. From jumbo mortgages to private capital, our goal is to structure the right loan for your financial strategy and timeline.
If you are purchasing or refinancing a luxury property in Miami or Fort Lauderdale, contact Valor Lending Group today to discuss your jumbo mortgage and private capital options.
Meet Darren Carlin
Darren Carlin
CEO | Founder
CA DRE#01935124
NMLS#1016245
Valor Lending Group
‘Pride in Lending’
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (925) 872-0695
Office: (619) 810-0088
Fax: (619) 872-2400
dcarlin@valorlending.com
