FHA Loans Bring Flexibility | Valor Lending Group
Looking to Buy a Home in Florida?
From Largo, Clearwater, Pinellas Park, Seminole, and St. Petersburg to communities throughout the state, FHA financing may help make homeownership more attainable than you think.
Many homes are still available throughout Florida in a variety of price ranges, and qualified buyers may be able to purchase with as little as 3.5% down using an FHA loan.
Down Payment Assistance Programs Available in Pinellas County
Qualified buyers may also be eligible for local Down Payment Assistance programs, including the Pinellas County DPA Program, HFA Home Key Plus, Florida Hometown Heroes, and city-specific programs available in Clearwater, Largo, and St. Petersburg.
Many of these programs can be combined with FHA financing, allowing qualified buyers to purchase with as little as 3.5% down while receiving assistance toward down payment and closing costs. Program guidelines, income limits, and funding availability apply.
Valor Lending Group can help you with all of your FHA mortgage loan needs!
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans
- High Balance Conforming
- Jumbo’s to $10 Million / 10% down Jumbo to $1.5mm
- FHA, USDA
- Down Payment Assistance
- ARM’s
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
**Rates and terms subject to change without notice**
We look forward to the opportunity to serve you!
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- Manufactured Housing
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
CONTACT ME TODAY for immediate attention to your scenario!
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