Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. Rate start at 7.75% *APR 8.75% up to $5mm, in most cases we fund without APPRAISALS!
You name it and we’ve got you covered! Offering every type of residential loan throughout California and Commercial loans nationally.
Recap of our Loan Products:
1). Stated Income Loans up to $10mm (Great for business owners and self employed)
2). Foreign Nationals Loans (no social security or residency required)
3). Hard Money Loans (30-50% down / minimal documentation) Fund in 7-10 days. Rate start at 7.75% *APR 8.75% up to $5mm
NO APPRAISAL!
4). Raw Land and Construction (Bridge Loans) including Spec Home!
5). 5% down Conventional (Lender paid PMI)
6). Residential Income/Investment Property (including Mixed Use) Purchase and Refinance Loans
7). Farms, Vineyards, Ranches and Agricultural Properties (25-30% down rates as low as 2.875%) *APR 3.125%
8). Flipper Loans (Flip a property with one of our many options)
9). 10.1% down Jumbo’s with NO MI up to $2.5mm
10). Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
11). Acreage Properties
12). Commercial Loans up to $100mm
We also offer:
1). 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
2). High Balance Conforming aka Super Conforming (from $417k-$625k)
3). Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
4). FHA, VA, USDA
5). ARM’s
6). Reverse mortgages up to $10 Million Value
7). Refinance including Cash Out
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters.
Please do not hesitate to call on me if I may be of service in any way!
Darren Carlin
(925)872-0695 cell
dcarlin@pacificwidelending.com
