Valor Lending Group can help investors with loans amounts between $250K – $2mm get a loan even after the bank told you NO!
Purchase, Cash-out, or Refinance today!
While Valor can offer commercial loans all the way up to $100 million, these loan products below are designed specifically for borrowers dealing with smaller loan amounts.
Complete Program – Credit-worthy investors or business owners looking for an alternative to restrictive bank financing. Max LTV 80%
Lite Doc Investor Program – Investors who may not be able to disclose certain financial information or whose properties are more valuable than a tax return might show. MAX LTV 75%
Stated Owner-Occupied Program – Owner-occupied transactions where the business owner has difficulty documenting their income for traditional lenders. MAX LTV 75%
Rates: 6-9%
Amortization: 20, 25, 30
Min FICO: 650
Borrower does not need to show documented income on tax returns!
Low liquidity – We only need 3-6 months of P&I in reserves
Types of properties included:
- multi-family
- Mixed use
- retail/wholesale store/ strip center
- warehouse/self-storage facility
- office
- light industrial
- automotive
- mobile home park
- daycare centers
We boast the best rates in the industry. Allow us to demonstrate our prompt and professional service. Call today for immediate attention to your loan scenario.
Click here to submit your loan application to Valor: GET STARTED HERE – LOAN APPLICATION
Camille Patterson
Loan Officer
CaBRE# 02035349
NMLS#1517035
Valor Lending Group
‘Pride in Lending’
Petco Park – Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (858) 732-2320
Office: (619) 344-2640
Fax: (619) 872-2400
web: www.valorlending.com
Email: cpatterson@valorlending.com
