No Ratio, No Income, No Employment, No Reserves

No Ratio, No Income, No Employment, No Reserves Primary/2nd Home Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off equity. No employment, no income, and no debt to income (DTI) ratio, no credit, and no reserves for qualification purposes. A borrower’s debt-to-income ratio can disqualify […]
Second Position DSCR Refinance

Second Position DSCR Refinance is a game changer! Do you have an investment property with a low rate first position loan, but need to pull our equity? Let Valor Lending Group refinance and get he money you need for home improvement, down payment, or reserves for a rainy day. What is a Second Position DSCR […]
No Ratio Primary Purchase or Refinance

No Ratio Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of loan to value, credit, and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when […]
Physician Real Estate Purchase Loan

Physician Real Estate Purchase Loan is ready to be funded at Valor Lending Group for California, Arizona, and Florida. Call Adam Lawrence today at 858-344-0323. Ready to discuss your personal loan scenario today! What is a Physician Real Estate Purchase Loan? Physician Real Estate Purchase Loan is a specialized mortgage program designed for medical professionals […]
No Income No Doc Home Loan

No Income No Doc Home Loan is a loan product that allows a borrower to purchase or refinance a residence based off of loan to value, credit, and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when […]
DSCR Plus Asset Utilization For Rental Income Shortage

DSCR Plus Asset Utilization For Rental Income Shortage is an amazing loan program for investors that fall short on their DSCR ratio. This can be a powerful solution for real estate investors who have substantial assets but a rental property that doesn’t generate enough income to meet traditional DSCR requirements. No tax returns, paystubs, or […]
Fast Private Money Bridge

Is a Fast Private Money Bridge the advantage you or your client need in this forever competitive market? Its a dog eat dog world out there and we need everything in our favor when dealing with our transactions. The approval process for a standard bank loan can be very drawn out and meticulous. Sometimes extending the […]
Primary Custom Construction Build Loan

Are you looking to build your forever primary dream home? Where do you start? Let Valor Lending Group guide you the process to ensure the right loan for you. We feature the very best Custom Construction Loan in California, Arizona, and Florida. If you are seeking to build a custom home for your primary residence, Adam […]
Fast and Easy 12 Month Bridge Loan

Is a Fast and Easy 12 Month Bridge Loan the advantage you or your client need in this forever competitive market? Its a dog eat dog world out there and we need everything in our favor when dealing with our transactions. The approval process for a standard bank loan can be very drawn out and meticulous. […]
Buy Today, Refinance with DSCR Tomorrow

Buy Today, Refinance with DSCR Tomorrow is a game changer! Did you recently purchase an investment property using a bridge loan or private money? Recently rehab the property for a new value? Now you’re looking to cash out, but lenders are telling you to wait 6, maybe even 12 months? What does Buy Today, Refinance […]
What Is the Benefit of a Wholesale Mortgage Broker?

What Is the Benefit of a Wholesale Mortgage Broker? First off, a Wholesale Mortgage Broker is a licensed real estate financial expert who specializes in helping individuals and businesses obtain real estate financing. Their primary role is to guide borrowers through the mortgage process, find the most suitable loan options, and ensure the transaction closes […]