Top Self Employment Real Estate Loan
Are you self-employed or have irregular income that traditional mortgage lenders find challenging to assess? Consider our specialized Top Self Employment Real Estate Loan Programs, designed to accommodate unique financial situations like yours. At Valor Lending Group, we understand that your income might not fit the conventional mold. This is why we offer flexible options based […]
What is LTC, ACV, and LTV for construction loans?
What is LTC, ACV, and LTV for construction loans? When financing a construction project, lenders look at a few key metrics to determine how much they’re willing to lend and how strong a deal is. The most common ones you’ll hear are LTC (Loan-to-Cost), ACV (As-Completed Value), and LTV (Loan-to-Value). Understanding these terms can help […]
It’s Cold Outside! BRRRR Real Estate Strategy
What is BRRRR(buy, rehab, rent, refinance, repeat) and how can I capitalize on this method? It’s Cold Outside! BRRRR Real Estate Strategy that involves BUYING distressed investment properties. REHAB the properties. RENT the properties. REFINANCE the properties to pull cash out to purchase more investment properties to REPEAT the process all over again. If done correctly, this method can sky rocket your […]
What Is a Mortgage Professional?
What is a Mortgage Professional? A mortgage professional is a licensed financial expert who specializes in helping individuals and businesses obtain real estate financing. Their primary role is to guide borrowers through the mortgage process, find the most suitable loan options, and ensure the transaction closes smoothly. Whether you’re purchasing a home, refinancing in California, […]
No Purchase Seasoning DSCR Refinance Loan
No Purchase Seasoning DSCR Refinance Loan is a game changer! Did you recently purchase an investment property using a bridge loan or private money? Recently rehab the property for a new value? Now you’re looking to cash out, but lenders are telling you to wait 6, maybe even 12 months? What is a No Purchase Seasoning […]
Quick Purchase or Refinance Bridge Loan
Is a Quick Purchase or Refinance Bridge Loan the advantage you or your client need in this forever competitive market? Its a dog eat dog world out there and we need everything in our favor when dealing with our transactions. The approval process for a standard bank loan can be very drawn out and meticulous. […]
Top No Income Primary Purchase or Refinance
Top No Income Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of loan to value, credit, and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional […]
Buy Today and Refinance Tomorrow – No Seasoning
Buy Today and Refinance Tomorrow – No Seasoning loan is a game changer! Did you recently purchase an investment property using a bridge loan or private money? Recently rehab the property for a new value? Now you’re looking to cash out, but lenders are telling you to wait 6, maybe even 12 months? What is […]
Fast Commercial Multi-Family Bridge Loans
Fast Commercial Multi-Family Bridge Loans is the key to success when needing a quick close. Standard bank loans take much longer to approve, with a drawn-out and meticulous process. Sometimes extending the purchases well past the COE. Even worse, getting denied in the middle of your transaction or having the seller walking because its taking […]
Short Term Bridge Loan
Is a Short Term Bridge Loan the advantage you or your client need in this forever competitive market? Its a dog eat dog world out there and we need everything in our favor when dealing with our transactions. The approval process for a standard bank loan can be very drawn out and meticulous. Sometimes extending […]
Quick 2nd Position DSCR Loan
Quick 2nd Position DSCR Loan is a game changer! Do you have an investment property with a low rate first position loan, but need to pull our equity? Let Valor Lending Group refinance and get he money you need for home improvement, down payment, or reserves for a rainy day. What is a Quick 2nd […]
