No Employment Loan Primary Purchase or Refinance
No Employment Loan Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when the […]
Multi-Family Bridge Loans
Clients who need a fast close often turn to Multi-Family Bridge Loans. Standard bank loans take much longer to approve, with a drawn-out and meticulous process. Sometimes extending the purchases well past the COE. Even worse, getting denied in the middle of your transaction or having the seller walking because its taking too long. Why […]
Owner Occupied or Investment Commercial Loans
Valor Lending Group offers a range of funding sources and loan options tailored for both investors and owner-occupied borrowers. Owner Occupied or Investment Commercial Loans are available for amounts ranging from $100,000 to $2 million. Loan terms include 30-year fixed and 5-year ARM options, with amortization schedules of 15, 25, or 30 years. These loans […]
Commercial Property Loans
Valor Lending Group offers a range of funding sources and loan options tailored for both investors and owner-occupied borrowers. Commercial Property Loans are available for amounts ranging from $100,000 to $2 million. Loan terms include 30-year fixed and 5-year ARM options, with amortization schedules of 15, 25, or 30 years. These loans can be used […]
Quick Close Bridge Loan
Is a Quick Close Bridge Loan the advantage you or your client need in this forever competitive market? Its a dog eat dog world out there and we need everything in our favor when dealing with our transactions. The approval process for a standard bank loan can be very drawn out and meticulous. Sometimes extending […]
Stated Income Business Bank Statement Loan
Are you self-employed or have irregular income that traditional mortgage lenders find challenging to assess? Consider our specialized 12 or 24-month Business Owners Bank Statement Loan Programs, designed to accommodate unique financial situations like yours. At Valor Lending Group, we understand that your income might not fit the conventional mold. This is why we offer flexible […]
No Seasoning DSCR Refinance Loan
No Seasoning DSCR Refinance Loan is a game changer! Did you recently purchase an investment property using a bridge loan or private money? Recently rehab the property for a new value? Now you’re looking to cash out, but lenders are telling you to wait 6, maybe even 12 months? What is a No Seasoning DSCR Refinance […]
No Income Loan Primary Purchase or Refinance
No Income Loan Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when the […]
Top Rehab and Construction Loan
Top Rehab and Construction Loan is a phone call away. What if I was to tell you that Valor Lending Group can get you up to 95% LTC on Fix and Flips and 85% LTC on a construction loan? Borrower can be a first time investor or full time real estate entrepreneur, Valor Lending Group […]
Profit and Loss Loan Program
Profit and Loss Loan Program offers several advantages when purchasing or refinancing a property. It provides flexibility for borrowers who may not have conventional income documentation, such as self-employed individuals or small business owners. By considering the applicant’s profit and loss statements instead of traditional income verification, the program opens doors to a wider range of […]
Stated Income Purchase or Refinance
Are you self-employed or have irregular income that traditional mortgage lenders find challenging to assess? Consider our specialized 12 or 24-month Stated Income Purchase or Refinance Loan Programs, designed to accommodate unique financial situations like yours. At Valor Lending Group, we understand that your income might not fit the conventional mold. This is why we offer […]
