Valor can get you an Asset Backed Loan, no tax returns needed!
Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self-employed) 20% down / 620+ credit score / 2 years business license / 12-24 months bank statements 2). Foreign Nationals Loans (no social security or residency required) 35% down / Foreign passport / Document income outside US 3). Hard Money Loans […]
What’s Causing SD’s Multifamily Cap Rates To Dip?
Wow, what an interesting article! Attached below is the link to a very informative article by Carrie Rossenfeld. Of the (4) financial indicators used to assess Commercial Real Estate Multi-Family Properties, the Cap Rate is such a powerful tool used by investors and professionals in the industry to estimate an investor’s potential return on his […]
The Gross Rent Multiplier
There are (4) financial indicators used to assess Commercial Real Estate Multi-Family Properties: Price per Square Foot Price per Unit Cap Rate GRM (Gross Rent Multiplier) Of these (4) financial indicators, the Gross Rent Multiplier is one of the most effective tools used by investors and professionals in the industry to quickly review and […]
Small Balance Commercial Loan
Valor Lending Group can help investors with loans amounts between $250K – $2mm get a loan even after the bank told you NO! Purchase, Cash-out, or Refinance today! While Valor can offer commercial loans all the way up to $100 million, these loan products below are designed specifically for borrowers dealing with smaller loan […]
Are You Getting Ready to Retire?
Are you getting ready to retire? Maybe it’s time to make a few adjustments to your investment portfolio so that when the day comes, you’re ready to do nothing but spend time with friends and family, travel the world, and pursue your passions! Louie Goros at Valor Real Estate Group specializes in helping those […]
What exactly is a Jumbo loan?
The definition is pretty simple, a jumbo loan is any loan that is above the county conforming limits. Check out the loan limits for each county here: CALIFORNIA LOAN LIMITS Besides that, the key point to understand here is that although a jumbo loan can still be sold in the secondary market, it cannot be […]
How can we help Real Estate investors?
Valor Lending Group has a great program available for investors looking to get the lowest interest rate possible! Feel free to contact me with any questions you may have about getting a home loan. We boast the best rates in the industry. Allow us to demonstrate our prompt and professional service. Call today for immediate attention […]
What is House-Hacking?

To all of the investors that are in the beginning stages of growing their investment portfolio, let’s talk a little about “House-Hacking.” When you combine your investment property (typically a small multifamily property such as a duplex, triplex, or fourplex) with your personal residence, you are House-Hacking. There is a great deal of power in […]
Home is where the heart is
People of all generations have differing opinions about what their home says about them as a person. For most Americans, owning a home is a sign of success and accomplishment.
There is a loan product out there for every kind of borrower, we can help you pick the right one!
Don’t get lost in the confusion of the loan process, Valor Lending Group is here to help guide you. At Valor Lending Group we represent over 100 Direct Lenders, two Private Pools of Money, two Thrifts on Wall Street and a Hedge Fund with billions to loan. We have scoured the country to […]
Loan Conditions – but I was already Pre-approved?
After having a few conversations with your loan officer, you should feel pretty confident that you can qualify for a loan but do not be surprised if even more is asked of you before you find any money in your pocket. The Pre-approval process is when the lender scrutinizes your documents to see if […]