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Valor Lending Group Offers Hard Money Loans as Low as 6.99%*

Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal.   Interest only payments no pre-payment penalty 1, 2, or 3 year terms for investment properties 11 month term for owner occupied Purchase: 72% LTV max Refinance 65% LTV max Rates vary between 6.99% to 11% depending on the 3 most important factors: […]

What goes on during the Underwriting Phase?

You shopped around and got a few quote from a lender that you like and the loan officer tells you that you are pre-qualified. The loan officer puts together the submission packet and give it to the lender who now says you are pre-approved. What’s the difference? Check out a recent blog post to learn […]

California Fast Hard Money / Close in 7-10 days! Rates as low as 6.99%*

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Valor Lending Group rocks hard money loans typically without an appraisal! Offering nearly every type of residential mortgage loan and commercial loan in the book! Call or email me today to receive immediate attention to your loan scenario. Recap of our Loan Products:  1). Stated Income Loans (Great for business owners and self employed ) […]

What loan product is best for me?

  Valor Lending Group works with over a hundred different lenders to offer hundreds of different loan products!  That can be a bit much to handle for the average borrower or even the most experience ones, let us help you navigate through your cloud of confusion. Make some time to have a conversation with your […]

What documents need a WET SIGNATURE in the loan process?

***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]

We can help you get a Jumbo loan with only 10% down!

Valor Lending Group works with over 100 different lenders to offer a vast array of loan products and one of our most popular programs is the 10% down Jumbo loan. Have you ever looked at a beautiful home and immediately told yourself “I can’t afford this!”. Now you can buy your dream home and you […]

Do you know about our Investor Cash Flow program?

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Purchase | Rate/Term Refi | Cash Out Refi The Investor Cash Flow program is for experienced real estate investors who are purchasing or refinancing investment properties to be held for business purposes. The loan qualification is determined based on a debt coverage ratio, or DCR, with borrowers qualifying based on cash flows from the subject […]

Valor Lending Group does stated income loans!

I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Please do not hesitate to call on me on each and every scenario and we will ID best programs.   Camille Patterson Loan Officer CaBRE# 02035349 NMLS#1517035 Valor Lending Group ‘Pride in Lending’ Petco […]

Free Consultations Available

To anyone interested in Multi-Family Investment Properties in San Diego, California with any questions about the market, let’s schedule an appointment for additional information. Louie Goros at Valor Real Estate Group has one job, and that is to serve you. I gladly offer a complimentary one-on-one Investor Consultation including a Q&A session designed to strengthen […]

Ready to Retire?

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Are you or anyone close to you getting ready to retire anytime soon? Maybe it’s about that time to make a few adjustments to your investment portfolio so that when the day comes, you’re ready to do nothing but spend time with friends and family, travel the world, and pursue your passions! To anyone interested […]

Hard Money Loans with Low Origination Fees!

You read that correct, Valor Lending Group is looking to expand it’s book of business by taking on new clients and we will fund your loan at the lowest possible origination points! We can help save your deal as we typically do not need an appraisal and can close your loan in 7 – 10 days […]