How to turn your lazy cash into a cash-flowing real property
How to use your lazy cash into cash-flowing real property – use a HELOC or a home equity to purchase investment real estate. Ever wonder how people have all this savings sitting around to deploy into purchasing investment properties? Are they just good savers? Nope, they aren’t just good savers – they are accessing the […]
Five misconceptions about reverse mortgages! Reverse mortgages could be a helpful benefit for someone on a fixed income
Misconception #1…You have to sell your house to get a Reverse Mortgage. Answer: How can your sell your house, and then go back and refinance your former house with a Reverse Mortgage? YOU CAN’T! IT’S NOT TRUE! IT’S A FEDERAL CRIME!*This myth started because of sale leasebacks. Misconception #2:My house can go into foreclosure because […]
Impeccable ways to fund your Ground-up Construction
Impeccable ways to help fund your Ground-up Construction – funding your ground up construction home – have you ever sat down to evaluate how to fund your dream ground-up new construction home in AZ? There’s beautiful land all throughout Arizona – Tucson, Phoenix, Cave Creek, Prescott, Flagstaff, Page. The opportunities are endless – but you […]
Want to be an AirBNB operator?
for your investment properties across the USA! | Valor Lending Group When you are embarking on the process of acquiring your rental property loan it is important to have a knowledgeable team behind you that knows all the tricks of the trade. Whether you are a seasoned investor or novice we are here to help […]
How to make your move stress-free with your pets
How to make your move stress-free for your pets. Let’s face it – your pets are your family and you want it to be easy on them when you move from home-to-home. With our pets – Tulip, Bella and Buddha we’ve make it an important thought what type of situation we would move to and […]
How to use 3 Home Loans for your Short-term Situation
How to use 3 New Short-Term Loan Options | Valor Lending Group 3 Options | Typically without an appraisal Would you like to learn about our 3 new short-term bridge loan options? Are you ready for a fresh start in the beautiful state of California? Would you like to purchase a new home but your […]
What is a Jumbo loan and how to qualify
Ever wonder what a jumbo loan is? I have – I’ve wondered what this “jumbo” dollar amount it – so I just looked up the numbers for 2023 – in AZ you’re looking at $726,200 and for California the jumbo loan amount varies from $647,200 and may go as high as $970,800. Jumbo loans are […]
What’s a good way to use a bridge loan?
1 – One major way to secure a short term bridge loan so you can appear to be submitting an “all cash offer” when really you’re just get short-term bridge loan. 2 – Another good way to use a bridge loan is to renovate another investment property to make it “rent ready. 3 – Purchase […]
How to get your AZ Stated Income Mortgage Loan
Are you a self-employed business owner and want to qualify for your dream home? It’s tough many time to qualify for home loan when self employed. Often you don’t show as much income on your P&L Statements or take out as much on your W-2 or owner draws to qualify – but in reality you […]
Tips on how to buy your first home-8 simple steps
Many times as a Mortgage Loan officer, I’m asked how to qualify for a home loan – especially for first time home buyers. The costs for homes have increased by 20-30% in many markets. So I’ve broken down 8 simple steps to qualify for your 1st home loan. 8 Simple Steps for your Home loan […]
How reverse mortgages can help people with a fixed income
A reverse mortgage is a loan option for homeowners 62 years or older that allows them to access the equity in their home without having to sell it or make monthly payments. Instead of paying the lender, the lender pays the homeowner, usually in the form of a lump sum, monthly payments, or a line […]