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Bank Statement Program | Self Employed | Business Owners

  We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement […]

Nationwide Investment Property No-Ratio Loans | Unlock the Equity in Your Property

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on personal credit and property cash flow.  No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental Properties   Investor Cash Flow (DSCR) Program Highlights […]

California Bank Statement Loans | No Tax Returns or W-2s Required

  1-4 Units Bank Statement Deposit Loans–We can fund your loan without tax returns or W2s! All you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on 1099s.  **UPDATE: Now only 12 months self-employment needed to qualify   Bank Deposit Loan Program Highlights Only 12-months […]

100% Financing | Leverage Your Equity | Fast Hard Money

Investors Leverage your Real Estate Assets: Have equity in another investment property? We can cross in a 2nd position for the down payment on your new acquisition and cover closing costs for 100% financing! ! Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days often times without […]

Fix & Flip Loans | Non Recourse under $1.5M | 2 Week Close

    Fix & Flip Loans | Non Recourse under $1.5M | 2 Week Close  Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.   Fix and Flip Program available: Rate as low as **7.99%** 12 month term Loan amounts up to […]

Nationwide Commercial Stated Income Loans | Up to 80% LTV

  Great option for investors and business owners to secure commercial mortgage financing without having to provide tax returns.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Cash-Outs available | Interest-Only options available Only 650 Credit Score Required No Tax Returns Required No 4506T Required Eligible Properties: Multifamily, […]

No-Ratio DSCR Loans | Up to 85% LTV | No Income or Experience Required

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on rental analysis to determine property cash flow. No personal income required to qualify, no need to submit income statements or tax returns.     Investor Cash Flow (DSCR) Program Highlights No personal income used to qualify (no job or income listed […]

Fix-n-Flip Loans | Up to 90% Purchase | 100% Rehab | New Investors Welcome!

  **Updated Rehab Loan Guidelines** Valor Lending Group funds Fix-n-Flip Loans nationwide, with no experience required!       Flipper Loan Program Highlights:  Up to 90% Purchase | 100% Rehab Limited Doc–No documentation of assets or tax returns 12 Month Term (options to extend available) No Prepayment Penalty Rates as low as mid 7s in […]

Hard Money Lending | 3 Options | Fast Closings

      Hard Money Lending | 3 Options | Valor Lending Group | Typically without an appraisal*     Valor Bridge Owner Occupied: Property being used as the borrower primary residence terms of up to 11 months Max LTV of 72% No Prepayment Penalty Interest Only starting in the 9s Valor Investment Property | […]

Self Employed | Business Owners | Bank Statement Program

We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement Loan […]