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Fix & Flip Loans | Non Recourse under $1.5M | 2 Week Close

    Fix & Flip Loans | Non Recourse under $1.5M | 2 Week Close  Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.   Fix and Flip Program available: Rate as low as **7.99%** 12 month term Loan amounts up to […]

Nationwide Commercial Stated Income Loans | Up to 80% LTV

  Great option for investors and business owners to secure commercial mortgage financing without having to provide tax returns.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Cash-Outs available | Interest-Only options available Only 650 Credit Score Required No Tax Returns Required No 4506T Required Eligible Properties: Multifamily, […]

No-Ratio DSCR Loans | Up to 85% LTV | No Income or Experience Required

  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify clients based on rental analysis to determine property cash flow. No personal income required to qualify, no need to submit income statements or tax returns.     Investor Cash Flow (DSCR) Program Highlights No personal income used to qualify (no job or income listed […]

Fix-n-Flip Loans | Up to 90% Purchase | 100% Rehab | New Investors Welcome!

  **Updated Rehab Loan Guidelines** Valor Lending Group funds Fix-n-Flip Loans nationwide, with no experience required!       Flipper Loan Program Highlights:  Up to 90% Purchase | 100% Rehab Limited Doc–No documentation of assets or tax returns 12 Month Term (options to extend available) No Prepayment Penalty Rates as low as mid 7s in […]

Hard Money Lending | 3 Options | Fast Closings

      Hard Money Lending | 3 Options | Valor Lending Group | Typically without an appraisal*     Valor Bridge Owner Occupied: Property being used as the borrower primary residence terms of up to 11 months Max LTV of 72% No Prepayment Penalty Interest Only starting in the 9s Valor Investment Property | […]

Self Employed | Business Owners | Bank Statement Program

We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s! Valor Lending Group offers multiple types of Stated Income & Bank Statement Loan […]

Non Owner Occupied Bridge Loans | Up to 80% LTV | Cash Out | Acquire | R/T

Non Owner Occupied BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days ! We look forward to an opportunity to demonstrate our prompt and professional service.   […]

Investor Cash Flow Program | Up to $2.5M on Purchase & R/T | Up to $2M Cash Out

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?   Real Estate Investor Program: Don’t let rising […]

Mortgage Rates Back in Line With 3 Year Lows

Mortgage rates moved lower today as MBS (the mortgage-backed securities that determine the value of mortgages on the secondary market) improved relative to US Treasuries.  That’s NOT a common occurrence recently!  When Treasury yields have moved quickly to long-term highs or lows, MBS tend to lag the move noticeably.  As 10yr yields moved even lower at […]

Commercial Stated Income Loans | Up to 80% LTV

    Great option for investors and business owners who are not able to disclose certain information or whose properties are more valuable than a tax return might show.     Commercial Stated Income Loan Program Highlights:  Purchase, Refinance, Cash-Out Up to 80% LTV Only 650 Credit Score Required No Tax Returns Required No 4506T […]