Why Use a Mortgage Broker?

Why Use a Mortgage Broker? Broker’s are independently trained professionals licensed to represent and provide you with the best advice for your mortgage and financing needs. Brokers primary expertise: Firstly, they locate funding for mortgage financing. We know where the best rates can be found because we have the benefit of dealing with multiple lenders […]
Your Journey Begins

Your journey begins with a single step. Give me a call and lets get you a pre-approval for the right program and watch as your journey begins. Whether you’re buying your first home or deciding on where to retire we will help you find the right mortgage for the right home. Below are some helpful […]
Great Information About VA Home Loans

Great information about VA home loans. Your service to our great country should always be recognized and appreciated. We have a number of programs available just for our service men and women and veterans for California residential financing. Let us work for you to get you into the home you deserve. Check out this great […]
9 House Hunting Tips

9 house hunting tips that can assist in getting everything you need. Buying a home is one of the biggest investments you will ever make. Here are 9 house hunting tips to assist you in making your best buying decision. TAKE LOTS OF PICTURES of both, the interior, and exterior of the home (especially any […]
3 REASONS TO USE A HARD MONEY LENDER

Here are just 3 reasons to use hard money if you are looking to build up your real estate portfolio this year. There are many reasons to user hard money for your investment property needs whether you are looking for fast turn times, present a stronger position with your offer or have credit history issues, […]
Best Bank Statement Lender

Bank Statement Loan Ideal for the self-employed borrower. Instead of using tax returns, W-2s and pay stubs, our bank statement loan uses the total deposits into your bank account and calculates the income over a 12 to 24 month period. Self employed borrowers tend to write off a large amount of their income as expense […]
Bank Statement Home Loan

The bank statement home loan is back in action with a few updates due to market conditions. The bank statement home loans are once again very comparable to a conforming, high balance and jumbo loan. That said, they are Better than before with changes to the loan to value (LTV) allowance, Credit score requirement and […]
FHA financing, Is it right for you?

FHA financing, Is it right for you? FHA financing, is it right for you? Here is what you need to know! Whether it be a purchase or refinance or even renovation, you can utilize an FHA program. Using a government program has its pros and cons. These include costs, interest rate, down payment and more. […]
Cash Out Your Investment

Cash Out Your Investment It’s time to CASH OUT ON YOUR INVESTMENT if you paid cash for a property. It is the fastest and easiest way to get that instant equity! After your purchase, it is time to refinance and start improving the property, acquire another property or get some of that cash back in […]
California True Stated Income Financing

California True Stated Income Financing Valor Lending Group has your California True Stated Income Financing. Valor Lending Group understands that your 2 previous year tax returns or 2 year s of bank statements don’t always show your real financial picture. That is why we are devoted to assisting you with true stated income financing options […]
Ready For Outdoor Entertainment?

Get ready for your outdoor Entertainment. -Football game BBQ -Cold nights around the stone fireplace -Enjoying your family time in the comfort of your own backyard oasis. There are a number of unique options you have to choose from. Lets get you ready for outdoor Entertainment and give me a call today! COMBINE […]