Your journey begins with a single step.
Give me a call and lets get you a pre-approval for the right program and watch as your journey begins.
Whether your’re buying your first home or deciding on where to retire we will help you find the right mortgage for the right home.
Below are some helpful tips to make your home buying purchase easier at any stage of life.
YOUR JOURNEY BEGINS with BUYING YOUR FIRST HOME?
- Budget: Know what you can afford
- Decide: Narrow down where you want to live and find the home you want to purchase
- Credit: Clean up your credit and avoid any big purchases
- Research: Know your borrowing options
EXPANDING YOUR FAMILY?
- Budget: Know how much more home you’ll need.
- Decide: Will you buy a larger home or renovate your current home to accommodate your needs
- Refinance Option: Have equity in your home? You may qualify for a cash-out refinance to expand your current home.
ADVANCING IN YOUR CAREER
- Budget: Know what you can afford with your new salary
- Decide: Will you sell your current home or rent it out as an investment property?
- Location: Choose your location carefully
- Rent: in the area you choose first to make sure you are ready to buy there
- Budget: Make sure you’re able to financially manage and maintain all your properties
- Taxes: Be aware of the tax implications of buying a house in your vacation homes area
- Research: Areas where you might want to live
- Research: Tax implications and how i t will affect your monthly budget
AVAILABLE LOAN PROGRAMS: (Link)
- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- FHA Loans
- VA Loans
- USDA Loans
- Jumbo Loans
- Renovation Loans
- And more!
CONSIDERING A DISTRESSED PROPERTY FIXER-UPPER, OR HOME IN NEED OF SOME REPAIRS?
Homes that need a little work can often be a great bargain turned investment. Renovation loans allow financing of the purchase price plus the cost of repairing or renovating the home in one mortgage loan
Call or email me for immediate attention to your scenario!
Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.
Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please do not hesitate to call on me for any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service.
Valor Lending Group
“Pride in Lending”
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (619) 535-9324
Fax: (619) 255-0602