Meet Leo Gutierrez
Leo Gutierrez, Loan OfficerDRE # 02142182NMLS # 2082273Valor Lending Group“Pride in Lending”Petco Park | Diamond
Meet Billy Jones
Billy JonesSenior Loan OfficerValor Lending Group‘Pride in Lending’Diamond View Tower350 10th Ave – 10th FloorSan
Stated Income Loan Programs
Unlike traditional mortgages requiring tax returns, bank statement loans allow self-employed individuals and business owners to qualify using their actual bank statements to prove income.
Fix and Flip Loan
Maximize your real estate investments with our fix and flip loans. Secure fast, short-term financing to purchase and renovate properties for a quick resale.
Stated Income Loan
Stated income loans offer simplified financing for self-employed borrowers and investors by focusing on alternative documentation rather than tax returns.
Hard Money Loans
Need fast funding? Hard money loans offer alternative financing secured directly by real estate when traditional mortgage guidelines fall short.
Bank Statement Loans
Perfect for self-employed individuals and business owners. Secure competitive rates using your bank statements to qualify instead of standard tax returns.
Debt Service Coverage Ratio (DRCR) Loan
Debt service coverage ratio (DSCR) loans ignore personal income, qualifying investment properties strictly on rental cash flow. As long as monthly rents cover expenses, the loan gets approved.
VA Loan
Dedicated to our veterans. VA loans offer zero down payment, competitive rates, and flexible requirements for eligible military members and families.
Bridge Loan
Bridge loans offer speed and flexibility by skipping strict banking rules. Secure short-term financing to bridge the gap between buying and selling.
